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Group travel insurance

Compare group travel insurance quotes from £8.20*

Free eSIM with up to 10GB of roaming data when you buy travel insurance**

  • Travel insurance that covers up to 10 people on one policy

  • Customers rate Confused.com travel insurance 4.7/5 on Reviews.io**

  • Compare quotes from 441 leading travel insurance providers

*The cheapest price for single-trip travel insurance. Based on 4 adults aged 30 with no pre-existing medical conditions, travelling for 3 nights in France. Confused.com data, November 2024.
**eSIM comes with pre-funded credit and the amount of data received in exchange, will vary based on the specific country you select. Compatible devices only. T&C's apply. Deal runs from 1st November 2024 to 8th December 2024.
***Correct as of August 2024
11Correct as of October 2024

How does group travel insurance work?

Group travel insurance covers multiple people on one policy. It covers things like lost baggage or medical costs while you're away.

If you're going on holiday with a group of up to 10 people, a group travel insurance policy can save you the admin of buying individual policies. It can sometimes work out cheaper, too!

When you get a quote with us, we'll ask you for some information on your trip and the type of cover you need. We'll then ask who you want to be covered on the policy. You can select 'group' - all we need to know is the date of birth for each person you want to include and whether anyone included on the policy has any pre-existing medical conditions.

Image showing what information is needed when choosing group travel insurance

How many people can I include on group travel insurance?

You can include up to 10 people when you buy group travel insurance through Confused.com. This can be a mixture of adults and children. But, unlike other types of joint travel insurance or family travel insurance, you don't need to live together or be related to qualify for group travel insurance.

Compare group travel insurance quotes

How to compare group travel insurance quotes

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Tell us about yourself

We need to know what type of cover you need - whether it's single-trip, annual or backpackers cover. We'll also need to know where you're going.

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Who needs to be covered

Select the 'group' option and state the date of birth of anyone you want to include on the policy. We'll also ask if anyone on the policy has a pre-existing condition.

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We'll do the hard work

We'll compare quotes from up to 44leading travel insurance providers. All you have to do is compare quotes and policy details. Sorted!

1Correct as of October 2024

Is it cheaper to get holiday insurance for groups?

It can be cheaper to buy group travel insurance compared to individual policies. But, the price can vary depending on what cover you need, and the personal circumstances of the people included on the policy.

Some factors that affect the cost are:

  • Pre-existing medical conditions: If you or anyone named on the policy has a pre-existing medical condition, it might increase the overall cost. In some circumstances, it might be cheaper to buy individual policies.
  • The amount of cover you need: Additional extras, like group ski insurance, can increase the price you pay. This is because they offer enhanced cover compared to standard travel insurance.
  • Your destination: If you're travelling to a destination with high medical costs, or your travel arrangements are more complicated with multiple stopovers or forms of transport, you'll typically pay more.
  • Your age: Generally, the older you are, the more expensive your travel insurance is. This is because your risk of injury or illness increases as you get older.

Additional cover for your holiday

You have a few options for additional cover on group travel insurance. These extras come at an additional cost, so it's worth checking what's included on a standard policy before you buy.

Let's take a look at what you could choose:

Mobile insurance icon

Gadget cover

This covers your personal gadgets against theft, loss and accidental damage, up to a set amount. Certain policies have some level of gadget cover included as standard. But if you're taking multiple high-value electronics with you on your trip, it might be worth considering a gadget cover add-on.

Travel cruise icon

Cruise cover

This covers the unique things that can go wrong during a cruise. For example, unused excursions or missed ports due to bad weather, cabin confinement, or mechanical issues. It can also cover the costs of airlifting you to the nearest hospital if you need emergency medical treatment during your trip.

Travel business icon

Business cover

This covers business equipment you might take with you on your trip, such as laptops or mobile phones, against accidental loss, damage or theft. It can also cover business cash you're carrying. This is worth considering if you're travelling as a group for work-related reasons.

Skiing travel icon

Winter sports cover

This covers things like lost ski passes, damaged sports equipment, and the cost of airlifting you to hospital if you're injured on the mountain. It can also cover you if the piste is closed due to bad weather or avalanche as long as you didn't know the reason for closure before you bought your insurance.

Things to consider before getting travel insurance for a group

  • Level of cover

    Think about how much cover you want for your group. For example, your policy might only provide £1,000 worth of cancellation cover. This might not be enough to cover 10 people. If you're travelling with a large group, make sure you've got the right level of cover in place.

  • Pre-existing medical conditions

    If you, or anyone in your group, has a pre-existing medical condition, this might increase the overall cost of your policy. In some cases, it might be cheaper to take out individual policies.

  • Travel arrangements

    If you decide to buy group travel insurance, your policy might state that you need to travel to your destination together on the same mode of transport. Otherwise you might not be covered.

  • Children

    If you're travelling with a group and you want to bring your kids along, you can. Some travel insurers let you add children to your policy for no extra cost. Or, if it's just you and your children travelling, a family travel insurance policy may work out better for you.

  • Policy excesses

    Generally, each person named on a group travel insurance policy has an excess. This is the amount you pay towards any successful claims, and is usually taken from your final payout. Typically, having a higher excess means your policy costs less. But, it's important to set your excess at an amount you could afford.

Group holiday insurance with a pre-existing condition

It's important that you declare any pre-existing medical conditions that you or someone included on the policy has. Failing to do so could mean that you're not covered for any medical treatment you need during your trip.

When you compare travel insurance with Confused.com, we'll only show you quotes from companies that cover medical conditions.

If you can't find suitable travel insurance through us, the Money and Pensions Service (MaPS) and the brand MoneyHelper have a directory of insurers that offers travel insurance for people with pre-existing conditions. You can also call MaPS for free, impartial advice on 0800 138 7777.

Have you got the right level of cover for your group?

"Making a list of everything you might want cover for can be useful, including any medical conditions, activities and gadgets. This way, you can compare the details of the policies we show you to make sure you're getting the right cover for your group."

Alvaro Iturmendi - Confused.com travel insurance expert
Travel insurance expert Confused.com logo

Group travel insurance and known events

Travel insurance usually excludes cover for known events. These are global events that can put you in danger and/or disrupt travel. The COVID-19 pandemic is an example of this. This exclusion applies if the event was declared as a ‘known event’ when you bought your insurance.

If you’re travelling to a place where there’s a known event, such as the ongoing conflict in Israel and the Occupied Palestinian Territories, you will not be covered by your travel insurance.

If you travel against Foreign, Commonwealth and Development Office (FCDO) advice or fail to comply with your destination's entry requirements, you won't be covered by any travel insurance you buy.

Why use Confused.com?

  • We compare quotes from leading UK travel insurers

    We'll compare your information against the panel of insurers that we work with to find you our best quotes.

  • We're rated highly by our customers

    We helped more than 250,000 customers get travel insurance last year, so they're able to relax and enjoy their holiday.

  • Compare policies quickly and easily

    We make it quick and easy to compare travel insurance quotes. Saving you time and hassle!

  • We're regulated by the Financial Conduct Authority (FCA)

    And so are all of the travel insurance companies we work with. This means we follow strict guidelines to ensure you're treated fairly.

Free eSIM with up to 10GB of roaming data when you buy travel insurance**

With roaming charges making an unwelcome return, eSIMs are a convenient option when travelling. eSIMs are non-physical and are embedded into most newer smartphones; meaning you won’t have to put anything physical into your device, it should already be there.

How does it work?

Simply buy your travel insurance, claim your free eSIM, and install it onto your device at the tap of a button. Your eSIM with 10GB of roaming data will kick in on a local mobile network when you get to your destination.

Find out more about eSIMs
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**eSIM comes with pre-funded credit and the amount of data received in exchange, will vary based on the specific country you select. Compatible devices only. T&C's apply. Deal runs from 1st November 2024 to 8th December 2024.

Frequently asked questions

Does everyone who's part of the group need to live together?

No, you don’t need to live together to get group travel insurance. You don’t need to be related either. You can get a policy for up to 10 people, but anyone can be in this group and be covered by a group travel insurance policy. Be sure to check the policy documents carefully before you buy to make sure you've got the right level of cover for your group.

Can you travel separately on annual group travel insurance?

This will depend on your provider - some allow solo travel, but others will stipulate that everyone named on the policy must travel together. If you're unsure, it's always worth contacting your insurer to check.

Travel insurance guides

Page last reviewed: 14 November 2024

Reviewed by: Alvaro Iturmendi

Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. theidol.com is part of the Legal & General group.

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