Group travel insurance covers multiple people on one policy. It covers things like lost baggage or medical costs while you're away.
If you're going on holiday with a group of up to 10 people, a group travel insurance policy can save you the admin of buying individual policies. It can sometimes work out cheaper, too!
When you get a quote with us, we'll ask you for some information on your trip and the type of cover you need. We'll then ask who you want to be covered on the policy. You can select 'group' - all we need to know is the date of birth for each person you want to include and whether anyone included on the policy has any pre-existing medical conditions.
1Correct as of October 2024
You have a few options for additional cover on group travel insurance. These extras come at an additional cost, so it's worth checking what's included on a standard policy before you buy.
Let's take a look at what you could choose:
Think about how much cover you want for your group. For example, your policy might only provide £1,000 worth of cancellation cover. This might not be enough to cover 10 people. If you're travelling with a large group, make sure you've got the right level of cover in place.
If you, or anyone in your group, has a pre-existing medical condition, this might increase the overall cost of your policy. In some cases, it might be cheaper to take out individual policies.
If you decide to buy group travel insurance, your policy might state that you need to travel to your destination together on the same mode of transport. Otherwise you might not be covered.
If you're travelling with a group and you want to bring your kids along, you can. Some travel insurers let you add children to your policy for no extra cost. Or, if it's just you and your children travelling, a family travel insurance policy may work out better for you.
Generally, each person named on a group travel insurance policy has an excess. This is the amount you pay towards any successful claims, and is usually taken from your final payout. Typically, having a higher excess means your policy costs less. But, it's important to set your excess at an amount you could afford.
"Making a list of everything you might want cover for can be useful, including any medical conditions, activities and gadgets. This way, you can compare the details of the policies we show you to make sure you're getting the right cover for your group."
We'll compare your information against the panel of insurers that we work with to find you our best quotes.
We helped more than 250,000 customers get travel insurance last year, so they're able to relax and enjoy their holiday.
We make it quick and easy to compare travel insurance quotes. Saving you time and hassle!
And so are all of the travel insurance companies we work with. This means we follow strict guidelines to ensure you're treated fairly.
With roaming charges making an unwelcome return, eSIMs are a convenient option when travelling. eSIMs are non-physical and are embedded into most newer smartphones; meaning you won’t have to put anything physical into your device, it should already be there.
How does it work?Simply buy your travel insurance, claim your free eSIM, and install it onto your device at the tap of a button. Your eSIM with 2GB of roaming data will kick in on a local mobile network when you get to your destination.
No, you don’t need to live together to get group travel insurance. You don’t need to be related either. You can get a policy for up to 10 people, but anyone can be in this group and be covered by a group travel insurance policy. Be sure to check the policy documents carefully before you buy to make sure you've got the right level of cover for your group.
This will depend on your provider - some allow solo travel, but others will stipulate that everyone named on the policy must travel together. If you're unsure, it's always worth contacting your insurer to check.
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Page last reviewed: 14 November 2024
Reviewed by: Alvaro Iturmendi
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