Volkswagen van insurance

There are several factors that affect how much your van insurance costs:

Where you live affects your insurance costs as insurers look at factors like crime rates to assess the risk to your van. Living in a built-up area with higher theft rates usually means you pay more than if you lived in a rural area.

Your age plays a part in how much you have to pay. New and younger drivers tend to pay more because they're seen to be a higher risk. This is because they're less experienced and are statistically more likely to be involved in an accident.

Your occupation could be seen as more risky if it requires you to spend long periods on the road, or if you use your van to transport goods. This leads to an increase in your insurance costs.

How much your VW is worth has an impact, as a more expensive van may be a higher risk of theft. Vans with a higher value could be more expensive if you needed to claim for repairs.

Your VW's engine size could increase your costs if you have a more powerful model as this could make repairs more expensive.

Any modifications you've made to your van, like exhausts, body kits or alloys could increase the cost of your insurance.

Your VW's security system can help you save money as well as protect your van. You're less likely to be a target for thieves as it makes it harder for someone to steal your van.

There are 3 levels of van insurance you can choose from:

• Third-party
• Third-party fire and theft
• Comprehensive

• Third-party only (TPO) is the lowest level of insurance you need to drive in the UK. It provides cover for you if you damage someone else's vehicle or injure them. It also covers your passengers, but it doesn't protect your van from theft or damage following an accident.
• Third-party fire & theft (TPFT) includes all of the cover of third-party insurance, and adds cover if your Volkswagen is stolen or damaged in a fire.
• Comprehensive insurance is the highest level of cover available. It includes everything covered by third-party, fire and theft, and also covers you and your car if you're in an accident. Even though it offers the most cover, it can actually be the cheapest level of cover.

Established in Germany in 1937, Volkswagen - the 'people's car' - aimed to provide people with affordable cars. At the time few Germans could afford a car, which was seen as a luxury.

The first order for Volkswagen cars – the type 1 Beetle – came in 1945 from the British. Five years later, the mid-sized Transporter van became the second vehicle to be launched by Volkswagen.

In the 1950s and 60s, Volkswagen led Germany's post-war recovery through a strong focus on exports.

The launch of the VW Golf in 1974 was another major milestone for Volkswagen. VW used the same platform for the Caddy van - released in 1979 - to give VW a presence in the small van market.

The Volkswagen Transporter LT made its debut as VW’s largest van in 1975 and was eventually replaced with the VW Crafter in 2006. Four years later, Volkswagen entered the pick-up truck market with the launch of the Amarok.

Headquartered in Wolfsburg, Germany, Volkswagen is the second largest auto maker in the world. The group now comprises 12 brands from 7 countries, including Volkswagen, Audi, SEAT, ŠKODA, Porsche, MAN and Scania.

In 2017, Volkswagen outlined plans to transition from combustion engines to electric vehicles, with the aim of introducing an electric version of all models by 2030. Volkswagen and Ford Motors have since agreed to collaborate on electric and commercial vehicles. Ford is adopting VW’s new electric vehicle platform while VW will take advantage of Ford’s strength in the pick-up truck market.

VW introduced the mid-sized e-Transporter in 2020 and the ID.Buzz electric minivan in 2022. The company has also announced plans to relaunch its Scout off-road vehicle brand as an EV in the future.