If you change your van in any way from how it was supplied by the manufacturer, your insurance policy should reflect this. Otherwise you risk not being covered. This includes decals and spoilers all the way up to turbocharging your engine.
Insurance can be expensive for modified vans, but it's important to declare any changes you've made to your insurer. It's still possible to get a good deal on your insurance though, and that's where we can help.
Read below to find out more about insuring a modified van, or select 'Get a quote' to start comparing prices.
Modified van insurance is similar to standard van insurance, but covers any changes that you’ve made to the van.
When buying van insurance, it is important to declare any modifications - this is anything that changes how your van looks or drives.
Failing to do so might mean your insurance won’t pay out if you need to make a claim.
If you’ve made any modifications that include fitting a bed, kitchen or plumbing, you’ll need campervan insurance.
Some common modifications include:
Interior work: Van racks or shelves, swivel seats, or extra seating.
Exterior decoration: Tinted windows, specialist paint, business logos or stickers.
Engine work: Upgrades like sports/performance exhausts, air filters, or software changes for fuel efficiency.
Custom bodywork: Flared wings, side steps/bars, sunroofs, or skylights.
Wheels and tyres: Decorative alloys or larger high-grip tyres.
Safety and security features: Alarms, trackers, deadlocks, and dashcams can reduce theft risk.
Accessories: Roof racks, ladders, tow bars, or awnings.
*Based on Confused.com data October - December 2025.
Gives you cheap, short-term cover from 1 to 28 days for social and business use.
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