Thailand has so much to offer British travellers.
In the south, there's the floating markets of Bangkok and the turquoise blue waters of the Phi Phi islands. Over in the North, there's the history-steeped Chiang Mai and the relaxed atmosphere of Pai.
Most visits to Thailand are without problems, but it's always best to be prepared by considering travel insurance. If you're ready to start comparing policies, click 'get a quote' now.
If not, keep reading to learn more about Thailand. Below, we cover travel risks, medical care, what your insurance can cover and more!
For Thailand, you have a few options. You can either get a single-trip policy if that's the only holiday you're planning in the next 12 months. Or you can get an annual policy for multiple trips over the next year, but it would need to be with worldwide cover for Thailand.
You can choose between the following policy types:
"Bustling street markets, bright blue seas and traditional temples. These are just a few reasons why Thailand is such a popular place for British tourists.
"But, did you know that medical care can be expensive in Thailand? Plus, most hospitals ask for proof of payment before providing treatment. This is why having travel insurance is important. It can help cover the costs should anything go wrong. So, you can enjoy your once-in-a-lifetime Thai trip with peace of mind."
If you need to cancel your trip or return home early because of an unexpected reason.
Medical treatment in Thailand can be expensive. Travel insurance can cover the costs.
If you need to be flown home to receive medical treatment. Without travel insurance in place, this could cost thousands of pounds.
If your luggage is stolen, or accidentally lost or damaged. Most policies typically include personal possessions, too. For example, your passport.
If illness, injury or death occurs as a result of these substances.
If the FCDO advises against travel to a destination, but you go anyway.
Travel insurance can cover pre-existing medical conditions. But, only if they've been declared. If you don't declare them and need treatment, you won't be able to make a claim.
Incidents like tsunamis, tropical storms and floods are possible in Thailand. They're usually not covered, especially if they're declared a 'known event' before buying the policy.
The level of healthcare offered in Thailand can vary.
Private hospitals are usually of a high standard, but can be pricey. Outside of Bangkok, public hospitals don't always meet the standard of the UK.
All hospitals, private or public, require a payment guarantee before treatment. Remember that your Global Health Insurance Card (GHIC) isn't valid in Thailand. So, treatments can cost thousands if you don't have travel insurance.
If you have a medical emergency and need treatment, your travel insurance can cover the cost. You can also phone your insurer for immediate medical assistance. Check your policy details for the number.
Travel Health Pro recommends most travellers get Hepatitis A and Tetanus. Some travellers are recommended to get Hepatitis B, Japanese encephalitis, Rabies, Tuberculosis and Typhoid.*
Find more information on vaccine recommendations on the Travel Health Pro website.
You can get policy add-ons for an additional cost to the price of your policy. These include:
Thailand is a once-in-a-lifetime trip for many. So, it only makes sense that you might be planning more adventurous activities. For example, paragliding. For any 'high-risk' activities, you'll need this add-on for the appropriate cover.
A big reason British travellers visit Thailand is for the sparkling blue waters! Things like snorkelling and jet skiing are usually covered by a standard policy. But, if you're thinking of scuba diving past a certain depth - you'll need this add-on.
When you think of Thailand, golf might not be the first thing that comes to mind. But, there's a range of golf resorts across the country, particularly in the sunny south. So if you're going to enjoy a few rounds, this add-on can cover most golf-related problems.
Most standard travel insurance policies include gadget cover. But, it's usually limited. If you're taking expensive electronics with you, this add-on might be ideal. It can offer enhanced cover for things like cameras and smartphones.
Top tip: Visiting an ethical elephant sanctuary? Some insurers can cover your visit with an activity add-on. But, some insurers might only cover it through a specialist policy. If you're unsure on what cover you'll need, chat to your provider to get clarification.
There's a few things you can do to increase your safety in Thailand:
The top 3 languages are Central Thai, Northern Thai and Isan. But, many locals can speak English, with more fluent speakers usually in tourist areas. So, you should have no trouble speaking English in places like Bangkok and Chiang Mai. But, if you can, consider learning a few phrases like 'please and 'thank you'. Locals often appreciate the effort!
Thailand has a tropical climate. The temperature is warm throughout the year, and it's split into 3 seasons:
The currency used in Thailand is the Thai Baht. In general, most places accept card payment. But, if you plan on visiting smaller towns, you may want to carry cash as an alternative.
Tourist tax isn't a new thing, but there are changes happening when it comes to how much we can expect to pay to visit certain places. Read our guide to learn more.
Learn everything you need to know about travel insurance for non-UK residents with our in-depth guide.
From scams to theft and pickpocketing, tourists are often a target while on holiday. Find out how to protect belongings, and get travel insurance before you go.
Compare travel insurance with Cystic Fibrosis. Find out more about travelling abroad with a medical condition and get a quote today.
Planning on emigrating? Or maybe you're heading off on a trip but don't know when you'll be back? Read more about how one-way travel insurance can cover you.
High-risk travel insurance covers you for more dangerous destinations and high-risk activities. We explain what could be covered, including specific activities and even medical conditions.
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