Switzerland is filled with snow-capped mountains, delicious chocolate and epic glacier lakes. A holiday there can be the trip of a lifetime, so it's smart to look into travel insurance.
If you're ready, you can click 'get a quote' to begin looking at policies.
But, if you want to learn more about travel insurance for Switzerland before that, we're here to help. Just scroll on!
If you need emergency medical treatment because of illness or injury while you're away in Switzerland.
Most policies include some kind of cancellation cover that allows you to claim for things like cancelled flights.
Policies typically include repatriation cover, which can help with the cost of getting you home if you're too unwell to fly.
Baggage cover allows you to claim if your belongings are stolen or damaged while you're away. It's usually included.
Weather, airline strikes and other issues can disrupt your travel plans. Most policies allow you to claim for your accommodation or missed flights as a result of disruption.
If the Foreign, Commonwealth and Development Office (FCDO) issues a warning against travelling to your destination, and you go anyway, you won't be able to make a claim if something goes wrong while you're away.
Any mishaps while you're intoxicated won't normally be covered by your insurer.
Events that you knew, or should have known, about before travelling won't be covered. Think things like earthquakes that have already occured, etc.
High-risk activities won't normally be covered under a standard policy. You'll need an add-on called adventure travel insurance to cover you for these.
Changing your mind and cancelling your holiday won't count as a valid reason for requesting compensation.
Standard travel insurance won't normally cover you for skiing, as insurers see it as high risk. Some policies do cover skiing at low levels, though, so it's worth checking the details just in case.
If your policy doesn't include skiing, you'll usually be able to enhance it with a ski insurance add-on.
This could cover your treatment costs for injuries you pick up while skiing, though there are exclusions. Some policies also cover:
Simply select 'winter sports cover' when asked if you want any additional cover during the quote process.
We'll do the rest to find you a great deal on a policy that'll cover skiing.
This depends on your policy. So, it's important to review the details!
While many people associate Switzerland with skiing, there's much more to explore—from hiking trails like the Alpine Pass and the Via Alpina, to popular rock-climbing spots like Magic Wood,
Most standard policies won't cover these high risk activities though, so you might need to consider adventure travel insurance.
This is an add-on that bumps up your policy to cover you for more adventurous activites.
You'll need to contact your insurer to ask about adding this type of cover to your policy. They'll be more than happy to help you out.
Top tip: When you speak with your insurer, specify all the activities you'll be doing. That way, they can align your policy to your needs.
Travel insurance prices for Switzerland:
Solo traveller
£2.771
Couple
£5.132
Family
£5.253
Switzerland travel insurance could set you back as little of £2.77.
Just bear in mind that the prices you're quoted are based on a range of factors, so what you pay might be different. Things like your age, medical history and length of stay can all make a difference.
Get a quote now to see exactly what you could pay. It's quick, easy and free.
1Lowest price for a single traveller, aged 30, with no health conditions, staying in Switzerland for 2 nights. Prices correct as of October 2024.
2Lowest price for a couple, both aged 30, with no health conditions staying in Switzerland for 2 nights. Prices correct as of October 2024.
3Lowest price for a family of two adults, both aged 30, and two children, both aged 5, with no health conditions staying in Switzerland for 2 nights. Prices correct as of October 2024.
Crime is low in Switzerland. But, there's been increased reports of petty theft in large cities, Geneva airport and trains going to and from Geneva.
In Ticino and St Gallen, it's illegal to cover your face in public. This means you aren't allowed to wear balaclavas, full veils or anything else that covers your face. If you don't comply, you might get a fine of anywhere between 100 to 10,000 Swiss francs.
Switzerland uses type J plugs—the kind that have 3 round pins! So, you'll need to bring an adapter with you to make sure you can charge all of your electronic devices.
The 4 official languages used in Switzerland are German, French, Italian and Romansh. But, English is commonly-used in Switzerland too. So, you won't need to worry about there being any language barriers!
The weather in Switzerland is generally mild, with warm summers and cold winters. But, it can sometimes be unpredictable. For example, hot weather in the summer can lead to thundery storms. And, during the winter, icy temperatures can drop to below freezing.
So, it's a good idea to bring clothing for all situations—whether the rain is falling, the sun is shining or it's snowing!
You can still get travel insurance, even with a pre-existing condition.
In fact, with travel insurance for pre-existing conditions, you can usually get:
Just a heads up, though—you might have to pay a bit more for your insurance, and the number of insurers offering cover could be smaller. That said, it's super important to make sure you declare any conditions when you're getting a quote. If you don't, it could invalidate your policy. That could leave you with some hefty medical bills—especially in Switzerland!
If you're having trouble finding cover through us, don't worry. The Money and Pensions Service (MaPs) has a directory of travel insurance providers that can cover more serious conditions. You can also give them a ring on 0800 138 7777.
Nope, you're all good!
Switzerland is part of the Schengen Area. So, this means that you can travel there visa-free for up to 90 days as a UK citizen—how great is that? But, if you're planning to stay in Switzerland for longer than 90 days, you'll need to apply for a visa to extend your stay.
Keep in mind, you'll need a European Travel Information and Authorisation System (ETIAS) to travel to countries in the Schengen agreement from 2025. This includes Switzerland. It's not a visa, but an online form that grants you permission to enter the area. But, for the time being, you're free to enjoy your trip without any extra paperwork!
Yes, you can. And, guess what? You don't need an International Driving Permit, either. Hooray!
But, there's just a few things you'll need to remember to bring along for your trip. Let's check them out:
Once you've got these 3 things, you'll be set to hit the Swiss roads! Just make sure you have European car insurance as part of your policy.
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