"It's always worth checking your policy documents to make sure all the activities you're planning are covered. Take a copy with you on holiday too, so you can easily check your cover while you're away."
- Medical cover: Your travel insurance should cover the cost of emergency medical treatment.
- Repatriation cover: This covers the cost of transporting you home following an emergency.
- Baggage and equipment cover: Travel insurance typically covers your luggage and equipment. Just check the single-item and total cover limits, especially if you’re travelling with expensive gear.
- Personal liability: If you accidentally injure another person or damage any property and they take legal action against you, travel insurance can cover your legal fees.
- Cancellation or curtailment cover: If you can't travel for an insured reason, travel insurance can cover the costs of your trip.
- Personal injury cover: You or your family should get a lump sum in the event of a permanent disability or death.
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