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Snowboard travel insurance

Hit the slopes with confidence knowing you've got snowboard insurance

Get a snowboard insurance quote from only £17.81*

  • Policies that cover you on and off the slopes

  • Annual, family and couples policies available

  • Compare snowboard insurance from up to 441 UK insurers

*Cheapest policy with winter sports cover, based on a 30-year-old travelling for 1 week in France with no pre-existing medical conditions. Based on Confused.com data, November 2024.

1Correct as of October 2024

What does snowboard travel insurance cover?

Snowboarding isn’t usually covered by standard travel insurance.

To get cover for it, you’ll need to add winter sports cover to your policy. 

To do this, simply select ‘winter sports cover’ when you’re comparing quotes with us.

We’ll then help you compare policies that include cover for snowboarding. Easy!

What does snowboarding insurance cover?

Tick

It usually covers:

Medical treatment

If you get injured while you're snowboarding.

The cost of mountain rescue

If you’re injured on the slopes and need rescuing.

Personal liability insurance

If you damage another person’s property or injure them while you're snowboarding.

Lost ski pass cover

If your ski pass is accidentally lost or stolen.

Avalanche disruption

If the slope is closed due to an avalanche.

Piste closure

If poor weather or lack of snow close the piste.

Gear cover

If your kit is stolen or damaged. Some policies may also cover kit that you’ve hired.

Cross

It usually excludes:

Off piste snowboarding

Where you leave the ski resort’s officially designated slopes.

Competitive snowboarding

As it’s seen as higher risk. You’ll normally need specialist cover to take part in an event.

Incidents that occur while you’re intoxicated

Won’t typically be covered.

Undisclosed pre-existing medical conditions

Won’t normally be covered, and failing to tell us about them could invalidate your policy.

Travelling against FCDO advice

Could void your policy, so always check if there are warnings in place before flying.

Extreme sports or activities

Aren’t usually covered by basic policies, but you may be able to get coverage for them with a policy add-on known as adventure travel insurance.

How much is snowboard travel insurance?

Cheapest snowbording insurance prices:.

Solo traveller1:

£8.63

Couple2:

£13.22

Family3:

£13.22

 

1. Lowest price for a policy with winter sports cover for a single traveller, aged 30 with no medical conditions, travelling to Austria for 3 nights. Prices correct November 2024.

2. Lowest price for a policy with winter sports cover for two adults, aged 30 with no medical conditions, travelling to Austria for 3 nights. Prices correct November 2024.

3. Lowest price for a policy with winter sports cover for a family of two adults, aged 30, and two children, aged 5, with no medical conditions, travelling to Austria for 3 nights. Prices correct November 2024.

Snowboarding insurance could set you back just  £8.631, though what you'll actually pay depends on a range of factors.

What affects the price of snowboard insurance?

  • Your age: Generally, travel insurance is more expensive for older people, for example if you're over 70. This is because the risk of needing to make a claim because of illness or injury is higher.
  • Pre-existing medical conditions: Pre-existing medical conditions can raise the chances of needing emergency medical treatment.
  • Where you’re travelling: If you're going to a country where medical care is expensive, this might be reflected in the price of the policies offered.
  • How much cover you need: If you have expensive snowboarding equipment, you might need to get a higher coverage level.
  • The type of policy you get: Certain types of policies might be cheaper than others.
  • The type of snowboarding you plan to do: If you want to snowboard off-piste, your policy may cost more.

Compare snowboarding travel insurance quotes

How can I get cheaper snowboarding travel insurance?

Here are a few things to try to get the best policy price for you:

Think about how much excess you'll be willing to pay:

The voluntary excess is how much you pay yourself if you need to make a claim. The higher the excess, the cheaper the policy usually is. But it's important to set your voluntary excess at an amount you can comfortably afford if you need to claim.

Avoid unnecessary policy add-ons:

You'll need winter sports cover for snowboarding. But you might want to think about whether you'll need other optional extras. Things like gadget cover may not be needed, especially if you're spending all of your time on your snowboard!

Consider choosing an annual policy:

If you plan to go on more than one snowboarding trip in a year, it's worth considering an annual policy. You might find that it works out more affordable than having to buy various single-trip policies.

Top tip: Even though it might be tempting to go for the cheapest policy, it's important to get a policy that offers the level of cover you need. That way, you can have the peace of mind that you've got the level of cover needed for your snowboarding fun.

Can I cover more than one person on a snowboarding insurance policy?

Yes, you can compare snowboard insurance that covers multiple people at once with us.

These handy policies allow you to insure yourself and a partner, your partner and the kids or a group of up to 10 adults - all at once. 

Not only can this work out cheaper than taking out a standard travel insurance policy for each person, it can help cut down on admin too.

That’s fewer policies to arrange, fewer policy documents to keep track of and less time spent checking up on who's covered for what.

Simple.

Explore types of travel insurance

Can I get snowboarding insurance that’ll cover multiple trips?

Yes! If you’re a keen snowboarder who’s always jetting off to the nearest slope, annual travel insurance could be worth looking into.

These policies cover you for multiple trips over the course of a year.

Not only does this mean you won’t have to arrange travel insurance every time you set off on a trip, it might work out cheaper too. 

Policies usually give you 12 months of cover, and could insure you for unlimited trips in that time.

Just make sure to check your policy documents to see exactly what you’re covered for. 

Annual travel insurance:

  • Pay once, cover multiple trips
  • Get 12 months of cover
  • Find a deal in minutes

Explore annual travel insurance

Compare snowboarding travel insurance quotes

What our travel insurance expert says about snowboard insurance

“From sliding down snowy mountain slopes on your board, to having fun with fellow boarders back at the resort. Planning a snowboarding trip is exciting! But it’s important to think about the risks. So, before you strap on your boots and hit the mountain, think about getting a policy that can provide the level of cover you need. It’s the smart choice for a safe and enjoyable snowboarding adventure.”

Alvaro Iturmendi - Confused.com travel insurance expert
Travel insurance expert Confused.com logo

Can I get snowboard insurance if I have a pre-existing medical condition?

Yes, you should be able to get travel insurance for snowboarding with a pre-existing medical condition. Hooray!

But if you have a pre-existing medical condition, your snowboarding policy may cost more. This is because insurers will see you as being at a higher risk of making a claim.

Still, it's important to declare your medical condition when taking out a policy. That way, you'll be able to make sure you get the right level of cover.

If you're unable to find cover, don't worry. The Money and Pension Service (MaPs) has a directory of travel insurance providers. They can provide policies to those with more serious medical conditions.

Frequently asked questions

Does snowboarding insurance cover other winter sports?

Yes, snowboarding insurance covers skiing too.

In fact, snowboarding travel insurance is just another name for winter sports insurance.

This policy add-on covers both skiing and snowboarding, meaning you’ll be insured however you descend the slopes.

The finer details can differ from policy to policy though, so always check your documents before you jet off.

Helpful hint: To be sure that you're getting the cover you need, read the policy wording carefully. If you're unsure about what's covered and what isn't, speak to your insurer for further help.

Do I need snowboard insurance if I have an EHIC or GHIC?

The European Health Insurance Card (EHIC) and the Global Health Insurance Card (GHIC), are worth carrying when you're going abroad.

Both cards can allow you to receive treatment at the same price that citizens pay in the country you're in. In some instances, you might be able to get it for free.

If you have the EHIC, this applies to countries in the European Union (EU). But, if you have the GHIC, it also includes some countries outside of the EU.

But, relying solely on your GHIC or EHIC could mean that you'll have to pay out of your own pocket for any treatment you need.

It also means you won't get appropriate cover for other snowboarding problems. For example, the cost of needing to return home to receive medical care, or getting reimbursed for avalanche disruptions.

Neither of these cards is a replacement for travel insurance. This is why taking out a policy with the right level of cover for your snowboarding trip is important to consider. 

Can I add snowboard insurance to an existing travel insurance policy?

Yes, you should be able to add snowboard insurance to an existing travel insurance policy you have. But it's best to speak with your insurer to be sure.

Top tip: If you have an annual travel insurance policy, you might find it's more affordable to take out a single-trip policy for your snowboarding trip. 

Is there an age limit on snowboarding travel insurance?

Whether there'll be an age limit on a snowboarding policy depends on the insurer.

Sometimes, an insurer may decide to impose lower and upper age limits on their snowboarding insurance.

This is because individuals within certain age brackets are often considered to be 'riskier' to insure. For example, travellers over 50 might be at an increased risk of needing to make a claim due to injury.

If an insurer deems this to be the case, you may find that your snowboarding insurance policy is more expensive.

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Page last reviewed: 27 November 2024

Reviewed by: Alvaro Iturmendi

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