Scuba diving travel insurance

Why choose scuba diving travel insurance

Certain activities like scuba diving are often excluded from standard holiday insurance policies. This is because they’re associated with higher risk of injury. So, if you’re planning to go scuba diving at some point during your travels, scuba diving travel insurance might be a worthwhile purchase.

What scuba diving travel insurance won't cover

As with any travel insurance policy, there are some typical exclusions you’ll see on scuba diving insurance. You should read your policy documents carefully to understand these. Let’s take a look at some common exclusions:

• Diving past the depth limit on your policy: It’s typical to see depth limits on scuba diving insurance. Diving deeper than this could void your cover, leaving you unprotected if something goes wrong.
• Undeclared medical conditions: If you have a medical condition that impacts your ability to scuba dive, your insurance is unlikely to cover you.
• Incidents involving drugs or alcohol: If you’re injured while under the influence, you won’t be covered by your travel insurance.
• Natural disasters cover: If a natural disaster occurs, like a tsunami, it’s unlikely that travel insurance for scuba diving will cover any financial losses you incur. For example, if you can no longer take part in your planned dive because of a natural disaster.

Scuba diving travel insurance for medical conditions

Having a medical condition can make finding travel insurance a bit more complicated, especially if you have a serious condition. That’s where we can help! When you fill out our quote form, we’ll ask for details of any medical conditions you have. That way, we can show you quotes from insurers that’ll cover you.

If you’re struggling to find travel insurance, don’t panic! The Money and Pensions Service (MaPS) has a directory of insurers that offer travel insurance for medical conditions. You can also phone MaPS for advice on 0800 138 7777.

It’s also worth checking with the activity organiser that they’ll let you scuba dive with a medical condition before you book anything.