Tesco travel insurance

Tesco Insurance has been selling insurance since the 1990s. It currently offers 3 levels of single-trip and annual multi-trip travel insurance - Economy, Standard and Premier. Its Standard and Premier cover levels are 5-star Defaqto rated. Tesco Insurance also sells backpackers' insurance.

If you're ready to compare quotes, click 'Get a quote', or read on for more information about Tesco travel insurance.

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Why choose Tesco travel insurance?

Standard and Premier policies rated 5 stars by Defaqto in 2024
Cover for medical expenses and 24/7 Emergency Medical Assistance, standard on all policies
Tailor your policy with a range of optional add-ons

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Who is Tesco Insurance?

Tesco Insurance was established in 1997. Originally a joint venture between Tesco and the Royal Bank of Scotland (RBS), Tesco bought out the RBS stake in 2008. In 2021, they launched their current travel insurance product.

Tesco Insurance offers single-trip travel insurance, annual travel insurance, and backpackers' travel insurance policies. Its Standard and Premier travel insurance cover levels have been rated 5 stars by Defaqto in 2023 and 2024.

Who underwrites Tesco travel insurance?

Tesco Insurance travel insurance is underwritten by Inter Partner Assistance S.A., authorised and regulated by the Financial Conduct Authority (FCA) (firm reference no. 202664).

Tesco travel insurance policy details

Exactly what you're covered for depends on your personal circumstances. But here's what coverage you could get with a single-trip Tesco Insurance travel insurance policy*:

Economy

Up to £1,000 cancellation or curtailment cover
Up to £10m medical cover and repatriation
Up to £250 emergency dental cover
Up to £500 for missed departures
Up to £500 for travel delays
Up to £1,000 baggage cover

Standard

Up to £5,000 cancellation or curtailment cover
Up to £10m medical and repatriation insurance
Up to £350 emergency dental cover
Up to £1,000 for missed departures
Up to £500 for travel delays
Up to £2,000 baggage cover

Premier

Up to £10,000 cancellation or curtailment cover
Up to £20m medical cover and repatriation
Up to £1,000 emergency dental cover
Up to £1,500 for missed departures
Up to £1,000 for travel delays
Up to £3,000 baggage cover

*Correct as of November 2024

Can I get Tesco travel insurance if I have a pre-existing medical condition?

You might be able to get cover for pre-existing medical conditions as long as you declare them when you buy your policy. If you don't, your insurance will be invalid and any claims you make will be rejected.

If you can't find suitable travel cover, the Money and Pensions Service (MaPS) has a directory of insurers who cover travellers with pre-existing conditions. You can find a list of insurers on the MoneyHelper website. You can also phone MaPS for free advice on 0800 138 7777.

Tesco travel insurance optional extras

Depending on what you're planning to do during your holiday, you might need additional cover. Certain activities might not be included on standard insurance due to the risks involved. Tesco Insurance offers the following policy add-ons for an increased price:

Winter sports insurance

If you're hitting the slopes during your trip, you might need cover that gives you ski travel insurance and also snowboarding cover. Winter sports insurance offers cover for injury associated with winter sports, like skiing, as well as cover for ski equipment and piste closure.

Cruise cover

Cruise cover includes things like cabin confinement due to illness, missed ports and unused excursions. It can also cover you if there are itinerary changes due to circumstances out of your control.

Golf cover

If you're going golfing during your trip, you might be taking expensive golfing equipment with you. Golf insurance provides cover for this equipment. It might also cover you if you're unable to play for an insured reason.

How do I claim on my Tesco Insurance travel insurance?

If you need to claim on your Tesco travel insurance, you can do so by phoning 0345 664 9319. Have your policy number and documents ready. Or, if you'd prefer, you can claim online.

If you experience a medical emergency during your holiday and need to claim on your Tesco travel insurance, you can contact Tesco's medical emergency helpline on +44 345 303 8373.