Who is Post Office?
With origins going back to 1643, Post Office is the UK's largest retailer with 11,500 branches. It first began selling travel insurance in 2007 and has won various awards over the years.
The Post Office won 'Best Travel Insurance Provider' at the British Travel Awards 9 years in a row. They won from 2007 to 2015, and again in 2022. They also won the 'Best Travel Insurance Provider' award at the Your Money Awards in 2021 and 2022.
Post Office provides single-trip travel insurance and multi-trip travel insurance for individuals, couples, families and groups, as well as backpacker insurance. They also offer a range of optional extras to fit specific needs. For example, if you're going on a cruise, ski trip or golfing holiday.
Who underwrites Post Office travel insurance?
Post Office travel insurance is underwritten by Collinson Insurance, a trading name of Astrenska Insurance Limited, authorised and regulated by the Financial Conduct Authority (FCA) (firm reference no. 202846).
Post Office policy details
Post Office offers 3 levels of travel insurance - Economy, Standard and Premier. Economy is the most basic offering, and is generally cheaper than the other 2 options. Premier is the most comprehensive cover type, typically costing the most. It's important to check policy details before buying travel insurance to ensure it meets your needs. Here's what you could get with each level of cover1:
Economy
Standard
Premier
1Correct as of May 2024
Post Office travel insurance optional extras
If you need extra cover, Post Office offers a range of optional policy add-ons for an additional cost:
Winter sports cover
Winter sports cover is useful if you're going on a skiing holiday. It includes cover for things like ski equipment, piste closure and avalanches.
Cruise cover
Cruise cover lets you claim up to £1,000 for missed departures or cruise interruption. You also get up to £500 for cabin confinement or unused excursions.
Gadget cover
Gadget cover gives you up to £1,000 of cover for gadgets like your mobile phone and tablet, insuring them against loss, theft or damage.
Travel disruption cover
This provides protection if your holiday is cancelled or disrupted due to an unforeseen event, like a terrorist attack or natural disaster. It offers cancellation and curtailment cover, missed departures and alternate accommodation if needed.
Excess waiver
When you make a claim on your travel insurance, you normally have to pay towards part of the claim amount. This is known as the policy excess. You can add an excess waiver to your policy, so you won't have to worry about the excess if you make a claim.
Trip extensions
If you're on your trip and decide you're not ready to return home, you can use a trip extension add-on. It lets you extend your stay from a maximum of 31 days, up to 45 or 60.
Travel insurance guides
Page last reviewed: 31 May 2024
Reviewed by: Alvaro Iturmendi
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