Coverwise travel insurance

Coverwise offers up to 7 levels of cover: standard, standard plus, bronze, silver, silver plus, gold, and platinum. But, what you can get covered for can vary, depending on the type of insurance you select.

Let's take a look at the different types of travel insurance they offer, and the level of cover you could get*:

Single trip travel insurance

Single-trip travel insurance covers one trip, from the time you buy a policy until it expires. With a single-trip policy, you can choose from 7 levels of coverage offered by Coverwise.

As standard, a single-trip policy can cover for:

• Travel cancellation and curtailment
• Emergency medical expenses cover up to £20 million
• Personal liability will cover you against the legal costs you'll need to pay if you accidently injure someone or damage their property
• Baggage cover for lost, stolen, or damaged luggage
• Legal expenses cover
• Cover for travel disruption or delays

Annual travel insurance

Annual travel insurance covers multiple trips over a 12 month period. Similar to single-trip travel insurance, annual insurance is available across the 7 cover levels.

As standard, an annual policy can cover for:

• Trip cancellation and curtailment
• Emergency medical expenses up to £20 million
• Personal liability cover
• Lost, stolen, or damaged baggage
• Legal expenses cover
• Travel delays or disruption

Business travel insurance

Business travel insurance is ideal for those travelling for business. It's available either as a single or annual policy.

Along with everything you'd get from a standard Coverwise travel insurance policy, you'll also be covered for business-related problems.

Depending on which cover level you choose, this can include:

• Damaged, stolen, or lost business equipment
• Samples and merchandise cover
• Replacement employee cover

Ski travel insurance

Ski insurance is ideal for winter sports, where you'll need cover for skiing or snowboard insurance.

It's available as a single or annual trip policy. Along with what you'd expect from a standard travel insurance policy, it can also also cover for:

• On and off-piste activities
• Damaged, stolen, or lost business equipment
• Piste closure
• Snowboard and ski hire
• Emergency medical treatment and repatriation to the UK
• Cover for damaged, lost or stolen ski equipment
• Physiotherapy in the UK after the trip

Top tip: Coverage can vary, depending on which cover level you select. Before you buy a policy, make sure to read the policy wording carefully to know you're getting the cover you need.

*Correct as of November 2024

You can contact Coverwise by post, email and phone. Let's take a look at the different options:

Post

To contact by post, you can write your enquiries to their UK headquarters at:

Coverwise,
4th Floor,
Southfield House,
11 Liverpool Gardens,
Worthing,
West Sussex,
BN11 1RY

Phone

If you want to contact them by phone, there's a few numbers available to you depending on what assistance you need.

• General enquiries: 01903 255 650
• Claim enquiries: 0330 024 8315

Email

Coverwise can also be contacted via email at info@coverwise.co.uk. Or, you can visit their website for more guidance.

Coverwise is authorised and regulated by the Financial Conduct Authority (firm reference no. 533101). Their registered address is:

First Floor Grand Ocean Plaza,
Ocean Village,
Gibraltar,
GX11 1AA