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Covers trips lasting up to 62 days
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Up to £25,000 personal accident cover
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Up to £5,000 cancellation cover per traveller, per trip
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24/7 emergency assistance
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Up to £15 million medical expenses
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Access to free advice and support from a GP while abroad
Who is the AA?
You'll know it simply as the AA, but that stands for 'Automobile Association'. The motoring association was founded in 1905 by 4 driving enthusiasts who wanted fairer treatment for drivers.
In 1907, the AA began offering their first motor insurance policies with 90 members originally signing up, but that figure now stands at 14 million. Later, in 1934, their membership exceeded 100,000, roughly 1 in every 3 cars in the UK at the time.
Over the years, the AA has branched out. In 1912, the association began inspecting hotels, using a star rating system - still prominently used today. From travel insurance, European breakdown cover, travel guides and more - the AA has an extensive range of services if you're planning a trip away.
It now has the largest fleet of roadside patrol vans in the UK. Kitted out with advanced vehicle technology, a patrol van sets off to help drivers in need every 11 seconds.
Headquartered in Basingstoke, the AA has offices near Birmingham, Manchester, Newcastle and Royal Tunbridge Wells with over 7,000 members of dedicated staff.
AA travel insurance policies are underwritten by Inter Partner Assistance SA - they're part of the AXA Group.
AA travel insurance policy details
The AA offers both annual cover and single-trip travel policies. As with any insurer, exactly what you pay depends on a number of factors, including:
- Age
- Destination
- Length of trip
- Pre-existing medical conditions
Here's what you can expect from each policy:
AA travel insurance optional policy extras
Winter sports cover
Looking for dedicated alpine-related cover? A winter sports travel insurance policy provides you with specialist protection when you take to the pistes. Most snow sports and activities aren't generally covered by standard travel insurance. So, if you're planning on skiing or snowboarding, you might want to consider specialist cover. Just remember that it'll come at an added cost.
A winter sports add-on can cover you for various issues you encounter on the slopes, such as losing your ski pass or mountain rescue. It'll also protect you if you lose baggage or equipment, for example.
Golf cover
As unpredictable as the UK weather is, we don't blame you for wanting to experience some stunning fairways abroad. Standard travel insurance does include some form of golf cover, but this can only cover you for the odd round. You'll need to consider extra cover if you're planning a golf-specific trip, especially if you take your own clubs.
Additional golf cover can protect you from:
- Non-refundable green fees
- Stolen, lost or damaged golf equipment
- Equipment hire as replacement
- Shooting a hole-in-one
The extent of cover you can expect may vary between insurers, so it's always best to check policy documents before buying. Any policy add-ons you choose come at an added cost, so remember to factor this into your budget!
Can I get AA travel insurance if I have a pre-existing medical condition?
Yes, travel insurance from the AA covers a range of pre-existing medical conditions. A key point of difference is the AA don't restrict anyone over a certain age from buying a single-trip policy.
Generally, the AA define a pre-existing medical condition as one you've suffered from, or received medical advice and treatment for. This can include surgery, tests, or investigations by your doctor or consultant. It's also the case if you've been prescribed drugs or medication for the condition in the last 5 years.
Here's just some of the conditions the AA's travel insurance might cover:
- Any type of cancer
- Any neurological condition
- Any breathing condition
- Any liver, renal or kidney condition
Most insurers will ask you about any medical conditions you may have when you're looking for a quote. Make sure you're completely transparent when completing a medical questionnaire. If you're not, your insurer could void your policy and you won't be able to claim.
If you have a pre-existing medical condition and you can't find suitable travel insurance, the Money and Pensions Service (MaPS) has a directory of insurers through its brand MoneyHelper. They can offer travel insurance to customers with pre-existing medical conditions.
They also have a helpline that offers free, impartial advice. You can access this by calling 0800 138 7777.
Travel insurance guides
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