Poland is rapidly growing as a tourist destination, old town and historical monument sightseeing is incredibly popular in cities like Kraków, Warsaw and Wrocław. With UNESCO World Heritage Sites and plenty of national parks drawing millions of visitors a year, there's something for everyone.
If you're planning a trip to Poland, it's worth considering protecting yourself with travel insurance. If you're ready to compare insurance quotes, click 'Get a quote'. Or, read on for more information about travel insurance.
Travel insurance isn't a legal requirement if you're travelling to Poland. But it's still worth considering as it can offer you financial protection if something goes wrong - giving you peace of mind.
As Poland is in the Schengen Area, you can stay for up to 90 days in a 180 day period without a visa. But if you're planning on staying longer, you'll need a visa. A travel insurance policy is a requirement of this visa - this applies to any country in the Schengen Area.
All insurance products exclude cover for known events. These are global events that can put you in danger and/or disrupt travel. This exclusion applies if the event was declared as a 'known event' when you bought your travel insurance.
Russian military strikes have also taken place in Ukraine within 20km of the Polish border. Access to the border between Poland and Ukraine is restricted due to the ongoing conflict between Russia and Ukraine1.
If you travel against government advice, you won't be covered by any travel insurance you buy.
1Correct as of October 2024
Standard travel insurance can provide you with essential cover, but it doesn't offer protection for certain activities and trips.
Though Poland isn't widely known as a skiing or snowboarding destination, there are numerous ski resorts in southern areas around the Tatra Mountains including Kasprowy Wierch. More importantly, you'll be able to hit the pistes at a fraction of the cost of popular resorts in countries like France and Austria.
Standard travel insurance usually does not cover winter sports because of the risk involved. Buying additional winter sports cover can protect you from alpine related issues such as losing your ski pass or if you ever need mountain rescue.
Gdynia and Gdansk are Poland’s two main cruise ports on the northern coast. If you're booking a Baltic itinerary, cruise lines big and small stop at these ports. Some standard travel insurance policies include cruise cover, but this can sometimes be on a basic level.
Cruise travel insurance can offer extra protection for the unique risks associated with going on a cruise. Your insurance can cover:
You can opt for a specialist cruise travel insurance policy, but you can also get it as an add-on with a standard policy. Typically this costs extra.
If you're travelling to Poland for business purposes, you might consider business travel insurance. This type of cover can offer all the elements of a standard insurance policy, such as emergency medical treatment.
But crucially, business travel insurance can also offer specialist cover for things like company cash and expensive business equipment.
Not all travel insurance policies cover gadgets as standard, even if they do - you'll have single item and total cover limits. This means if you need to claim, you can only do so up to a set amount. If you're taking high spec gadgets, your cover limit may not be nearly enough to replace them if they’re lost, damaged or stolen.
Gadget cover is available as a policy add-on or a standalone policy. Exactly what gadgets are covered can vary between insurance providers, there could also be a limit on how many gadgets your policy covers. So it's important to check over the policy you choose before buying.
Here's what's typically covered on a travel insurance policy for Poland:
Always best to check policy details, but here's what's normally excluded:
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