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Travel insurance for Morocco

Morocco is the ideal destination for those looking to experience fiery flavours and enjoy a lively traditional culture. Visitors can take it easy on one of Morocco's many beaches, or take in the stunning architecure of Casablanca.

Whether you’re planning to hike the Atlas Mountain or explore Marrakesh, we’ve got all the advice you need. Plus everything you need to know about insuring yourself.

If you're ready to begin your adventure to Morocco, start comparing quotes now.

Or if you need more convincing or just want to know more about Morocco, keep reading!

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Do you need travel insurance for Morocco?

Legally, it's not a requirement to take out travel insurance for Morocco. But it can be a good safety net if things go wrong.

GHIC cards aren't valid in Morocco, so all healthcare is private for UK nationals. This could leave you with a huge medical bill if you fall ill or injure yourself while travelling.

Travel insurance can also protect your belongings. Moroccan cities can be prey to pickpockets, and travel insurance can cover you if your items are stolen.

What type of travel insurance should I get for Morocco?

There are a number of different types of travel insurance to suit any traveller. To hep you pick the best one for you, here are the 4 most popular types of cover available:

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Single trip

Single trip insurance can be ideal if you're only planning one trip away in a year. Single-trip insurance can also be good for longer one-off trips, as you're less limited on how long your holiday can be.

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Annual travel insurance

It's sometimes more cost effective to take out annual insurance if you'll be travelling multiple times per year. You'll only need to take out one policy, which can help cut down on your admin too.

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Long stay

This type of cover will insure you for longer trips abroad. Typically this will cover you for around 3 to 18 months. This kind of cover could be ideal for those taking an extended break away from home.

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Backpacker

Backpacker insurance is for those who are travelling for a longer period of time, and often includes multiple countries in one trip. It also offers more add-ons, like cover for activities while you're away.

What our travel insurance expert says

"Public healthcare facilities can struggle in Morocco, so having travel insurance in place is something to think about. This way you’ll be able to access private healthcare if the worst happens, and get the treatment you need without worrying about the bill waiting for you at the other end. Plus with lost baggage and cancelled flights a possibility wherever you travel, insurance is always worth thinking about."

Alvaro Iturmendi - Confused.com travel insurance expert
Travel insurance expert Confused.com logo

What travel insurance add-ons might I need?

If you're planning to hike the Monkey Trail in Ifrane National Park, or ride a camel through a Desert Safari, you may want to look into insurance add-ons. Travel insurance add-ons are optional extras you can choose to suit the type of trip you're going on. They often come with an extra fee.

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Adventure travel cover

This covers you for activities that may not be covered by a typical policy. The right policy could cover you for activites like rock climbing in Todra Gorge, hiking in the Atlas mountains or surfing at Anchor point.

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Business travel insurance

This adds in cover for working abroad, which standard travel insurance typically won't insure you to do. Just make sure your company doesn't already have a corporate policy in place for you already.

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Gadget cover

This adds in an extra level of protection for your tech. Most travel insurance policies cover electronics anyway, but gadget insurance gives you an extra level of cover for damage, loss or theft.

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Golf insurance

This is a specific type of insurance for golfers. Morocco a very popular destination for golf lovers. If you're looking to get a hole in one, the Assoufid Golf Club is a popular location, as well as the Golf du Soleil.

How much is travel insurance for Morocco?

Morocco travel insurance costs:

Solo traveller

£4.361

Couple

£5.922

Family

£8.773

You can get travel insurance for Morocco from £4.36.

But there are many factors that go into calculating what you pay. Your age, medical history and the type of cover you choose can all have an impact. So what you pay could be different.

To see exactly what travel insurance for Morocco could set you back, compare quotes with us today.

1Lowest price for a single trip policy lasting 3 nights for a 30-year-old single traveller with no health conditions. Based on Confused.com data September 2024
2Lowest price for a single trip policy lasting 3 nights for a 30-year-old couple with no health conditions. Based on Confused.com data September 2024.
3Lowest price for a single trip policy lasting 3 nights for a family of 4 consisting of two adults aged 30, and two children aged 5 with no health conditions. Based on Confused.com data September 2024.

What will my Morocco travel insurance cover?

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It usually covers:

Emergency medical treatment

If you fall ill or are injured while away, your insurance can cover the cost of healthcare treatment.

Medical repatriation

If you need to get home in an emergency, your insurance can cover the cost of the flight back.

Cancellation and curtailment

If your trip gets cut short because of medical issues, emergencies, or a family bereavement.

Travel disruption

This will cover you for disruption to your travel caused by things like adverse weather or strikes.

Lost, stolen or damaged belongings

Your policy can cover you for lost, stolen or damaged personal items.

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It doesn't usually cover:

Natural disasters

Basic policies typically excude natural disasters, but more comprehensive ones may incude some form of cover. Check your policy documents to see exactly what you're covered for.

Known events:

These are events that were known about before you took out your insurance policy. The Foreign, Commonwealth and Development Office (FCDO) issue travel advice about visiting different countries. You won't be covered if you travel against FCDO advice

Undeclared medical conditions

If you fail to disclose any pre-existing conditions, your insurer won't cover any medical treatment you need while abroad.

Incidents involving drugs or alcohol:

Any accidents or mishaps that involve drugs or alcohol won't be covered by your insurer.

Morocco travel advice

Vaccines

The good news is you won't need any certificates of vaccination for Morocco, but you should do your research to see what vaccines you may need. It's a good idea to contact your GP for any advice.

Culture

As a Muslim majority country, Morocco's culture can differ from the UK. Unwed couples may not be able to stay in the same room in some areas, though this is less likely in tourist hotspots. Same-sex relationships are also illegal in Morocco, so LGBT+ travellers should bear this in mind before booking. It's also considered respectful for women to cover their arms and legs whenever possible in public places.

Alcohol

Alcohol is permitted in licened bars and hotels, which are typically only found in tourist areas. But it's illegal to drink alcohol in public and on the streets.

Crime

You should always be aware of your personal belongings when out in public. In some urban areas of Morocco, pickpocketing can be a problem, so always be aware of your surroundings and keep your items safe.

Flight times

The flight to Morocco is only around 3-4 hours from the UK. There's no time difference, so no time is lost or gained.

Money

The official currency of Morroco is the Moroccan Dirham. You'll only be allowed to take 2,000 of these into the country with you, which is around £1554. You should take your bank card with you if you want to withdraw more cash from an ATM.

Driving

If you're planning on driving in Morocco, you'll need a full driving license and an international driving permit. You'll also need an insurance green card from your insurer. The rules for rental cars are slightly stricter than in the UK, so you may need to be of a certain age and have at least 1 year of experience. You should always double check with your intended rental company.

Language

Arabic is the main language spoken in Morocco, though French is spoken by 33% of Moroccans. English is also widely spoken in tourist areas. 

4Correct on 01/10/2024

Need more help with travel insurance for Morocco?

Do you need a Visa for Morocco?

You won't need a visa for the first 90 days, but after that you'll need to get an extension from a Moroccan police station.

If you're staying for reasons outside of tourism, you should check your visa requirements.

To get into the country your passport must have at least 3 months left until it expires.

When's the best time to visit Morocco?

Spring and autumn are ideal months to visit Morocco. It can be very cold in winter and extremely hot in summer, so these months offer a happy medium.

Be mindful of visiting Morocco during Ramadan. Certain services might be more restricted during this time, with some attractions having limited opening times.

Is Morocco counted as Europe for travel insurance?

Sometimes, yes. But it usually won't have any impact on your policy.

When you get a quote, we'll ask you where yo're going. Type Morocco into the search bar and let us do the rest. We'll find you our best priced policies by comparing quotes from 475 different insurers.

5Correct as of October 2024.

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