Home
Travel insurance
Majorca Travel Insurance

Majorca Travel Insurance

Majorca has long been a tourist favourite, with its hot summers, beautiful coves and stunning turquoise waters. Whether you want to relax on the sands of the island's beaches, or venture into the nightlife scene, Majorca has it all. Visitors can explore gorgeous landscapes, dine on local cuisine, and discover the rich cultural heritage of the island's capital, Palma de Mallorca.

If you're ready to start your Mediterranean adventure, let us help you find the right travel insurance quote for your trip.

Get a quote Takes about 2 minutes

Important information

All insurance products don't offer cover for known events. These are global events that can be dangerous and/or disrupt travel arrangements. An example of this is the Covid-19 pandemic. This exclusion is valid if the event was declared a ‘known event’ when your travel insurance was purchased.

Remember, most policies won’t cover you for known events, like pandemics, if they were declared before you bought your insurance. Always check your policy details, so you're prepared if something happens.

If you travel against Foreign, Commonwealth and Development Office (FCDO) advice, you won’t be covered by any travel insurance you buy. The same is true if you don't meet the destination’s entry requirements.

Currently there are no FCDO warnings against travelling to Majorca*, but i's important to check this before you travel.

*Correct as of November 2024

Do I need travel insurance for Majorca?

It's not a legal requirement to get travel insurance to go to Majorca, but it's really worth considering.

It's easy to get swept up in the excitement of planning your trip to Majorca and forget about travel insurance. This is your safety net if things goes wrong while in your Mediterranean paradise, and can protect you against unforeseen costs.

You can find out more about what travel insurance for Majorca covers below.

Choosing the right policy for your trip to Majorca

Getting the right policy for your trip depends on a number of things. You should think about who you'll be travelling with, as well as how many times you plan to travel in a year.

The table below will help you sort through some different policy options:

Single-trip travel insurance

Single-trip travel insurance does what it says on the tin. It covers you for a single trip or holiday. It’s a popular choice for holidaymakers, as it’s usually cheaper than an annual policy if you only travel once that year. If you travel multiple times a year though, it can work out as more expensive than taking out an annual policy.

Annual travel insurance

Annual travel insurance will cover you for multiple trips in a year. Most policies will limit the amount of time you can go away for, usually around 31 days, but it can depend on the insurer. Annual insurance is usually more costly than single-trip, but can work out cheaper if you go away multiple times a year.

Family travel insurance

Family travel insurance is a policy that covers multiple family members when travelling abroad. Family travel insurance can be bought as a single-trip policy or as an annual policy. Typically, this insurance will cover one or two adults and up to eight children under 18. You should always check with your chosen insurer though.

What our travel insurance expert says

"Majorca is a popular destination with British tourists, thanks to the fantastic weather it gets and the beautiful beaches and scenery.

"Travel insurance for Majorca is worth considering, as well as having a valid EHIC or GHIC. If you buy a policy for just Majorca, and end up travelling somewhere else, you won't be covered. If you're visiting more than 1 of the Balearic Islands, buy a policy for Spain, which covers the mainland as well."

Alvaro Iturmendi - Confused.com travel insurance expert

Alvaro Iturmendi Travel insurance expert

What does travel insurance for Majorca cover?

What's covered:

Cancellation and curtailment cover: This covers the cost if your trip gets cancelled or cut short. This could be because of unforeseen illness or injury, jury duty, or bereavement. You should check what your policy covers before you buy if you're unsure.
Baggage cover: This can cover the cost of lost or stolen personal belongings. If you're planning on bringing any expensive electronics with you while you're away, you might want to look into getting specialist gadget cover which provides enhanced cover compared to standard travel insurance.
Medical expenses cover and repatriation insurance: If you need medical treatment while away, or need to get home in an emergency, your insurance can cover the expense.
Travel disruption insurance: If your travel arrangements get disrupted for reasons outside of your control, your policy can ensure you don't lost out financially.
Travel money: You'll typically be covered for lost or stolen money while away, but there is usually a limit. You should always check with your insurer that this is covered before you buy.

What isn't covered?

Natural disasters: Not all insurers will give cover for natural disasters, so you should check with your insurer before you buy. Many insurers won't include natural disasters like volcanic eruptions or avalanches. Often, natural disasters are seen as 'known events,' so you won't be covered for these.
High risk activities: You may need to take out a specialist high-risk travel insurance policy if you're planning on doing any high-risk activities. These can include snowsports, watersports, and other activities that are considered dangerous.
Any pre-existing conditions you haven't declared: You should always declare any pre-existing medical conditions to your insurer. If you don't declare medical conditions, this could invalidate your policy and leave you with large medical bills to cover.
Incidents involving alcohol and drugs: Any mishaps that happen under the influence of drugs and alcohol won't be covered by your policy.
Travelling against FCDO advice: The FCDO (Foreign, Commonwealth and Development Office) issue warnings about travelling to certain countries. If you decide to travel against FCDO guidelines, you won't be covered.

How much is Majorca travel insurance?

There are certain factors which can affect how much you pay. Things like the type of policy you choose and whether you have any pre-existing medical conditions can all affect the cost. What you might expect to pay is outlined below:

Type of policy	Price
Single trip travel insurance	£4.90¹
Annual travel insurance	£9.75²
Backpacker travel insurance	£38.09³

¹The cheapest price for single-trip travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions, travelling in Majorca for 1 week. Confused.com data, November 2024.
²The cheapest price for European annual travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions. Confused.com data, November 2024.
³The cheapest price for European backpackers travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions, travelling for 3 months. Confused.com data, November 2024.

Medical care in Majorca

Medical care in Majorca is generally of a high standard, but can be costly if you don't have medical insurance. Below you can find out some more information about medical care in Majorca:

To get state level healthcare, you'll need an EHIC or GHIC to be eligible
Sometimes public healthcare isn't available, so if you need private treatment, you'll have to pay or claim on your travel insurance. This is because the EHIC and GHIC cards aren't accepted in private hospitals
112 is the emergency medical number for Spain
Hidden rocks and strong undercurrents in the sea can be highly dangerous and cause injury. Many beaches have a flag system to help you stay safe, so it's a good idea to be aware of this system, and follow any warnings
The Clinica Juaneda is a medical network which operates across the island that offers a freephone emergency service in more than 20 languages
The FCDO has a list of medical providers in Spain where some staff will speak English.

Travel insurance for activities in Majorca

You may want to consider specialist insurance if you're planning on doing any high-risk activities while in Majorca. High-risk activities are activities thought to be more dangerous, and aren't usually covered in a standard policy.

You may need to take out specialist adventure travel insurance. Majorca has a wide range of activities for adventure lovers:

Hiking

Majorca has a range of mountain hikes, and stunning country trails. The mountain range of Serra de Tramuntana is extremely popular with tourists.

Boat trips

Majorca is well known for its beautiful coastlines and sparkling waters. Many visitors choose to include a boat trip in their holiday plans, so they can get a sea-view of the island.

Caving tours

With over 10,000 caves to explore, visitors can adventure into variety of caves by the land or sea. Some caves are suitable for beginners, whilst others need more advanced equipment. The Caves of Drach are a popular caving destination, as well as the Cova de coloms where you can swim in its crystal-clear pools.

Scuba diving

If scuba diving is your thing, Majorca has a wide range of opportunities for tourists looking to explore beneath the waves. You can discover sea creatures and underwater caves, as well as shipwrecks. Some dives will be for experienced divers only, so make sure to research into the different ones available first.

Do I need a visa to travel to Majorca?

You won't need a visa to visit Spain, as it's part of the Schengen zone. You'll be able to travel for up to 90 days at a time in any Schengen zone country, in any 180 day period. For longer stays you may need to get a work permit.

You won't need a visa if you travel:

To visit your friends and family
As a tourist
To go to business meetings, cultural or sports events
For short-term studies or training.

If you need to extend your stay for exceptional reasons, like a medical emergency, you'll need to apply to the immigration authorities (‘Extranjería’) (in Spanish).

Tips for travelling to Majorca

To make sure your trip to Majorca is nothing short of paradise, it's good to plan before you go. Here are some top tips before you set off for your sunsoaked retreat:

Consider the season

Summer is the busiest season in Majorca, and the island becomes packed with tourists enjoying the sun. Beaches can get extremely busy, and parking can be difficult. If you want to escape the crowds, you may want to think about going in the spring or autumn. These seasons are still sunny, but are much quieter.

Plan your transport

If you're wanting to easily explore the whole island, a car can help you get around. The public transport in Majorca is reliable and affordable though, so you may want to leave the driving until you get back home.

Be aware of your belongings

Majorca is generally a safe country to visit, but the large amounts of tourists increases the risk of pickpocketing. You should always keep an eye on your belongings, and make sure any valuables are secure and safe if you need to take them out with you.

Driving in the Balearic Islands

You won't need a green card when driving in Majorca, or in the EU. It's important to make sure you put a UK sticker on your car rather than the old GB stickers. These are no longer valid after leaving the EU.

If you plan on driving your own car in Spain, make sure you have your driving licence, insurance documents, passport and V5 registration document for the vehicle you're driving. You'll also need to carry a high-vis jacket, warning triangle and other safety equipment in the car with you.

If you want to hire a car, you must be a minimum of 21 years old, have a credit card for deposits, and a full UK licence. It's worth considering car hire excess insurance.

Currency

The currency in Majorca is the Euro.

Languages

The official languages of Majorca are Spanish and Mallorcqui, a dialect of Catalan. English and German are widely spoken across the island because of the island's huge tourism industry.

Time difference

Majorca is just 1 hour ahead of the UK.