Leaving it until the last minute to buy travel insurance can make it a bit harder to find cover. That's where we can help. Comparing quotes is the easiest way to find a policy, even at the last minute!
1Correct as of February 2025
It depends on when you buy your last minute travel insurance. Because generally you're buying your travel insurance at the last minute, you probably won't be covered for anything in the lead up to your trip. For example, if you need to cancel your holiday due to illness or bereavement.
But you should be covered for some things once your last minute travel insurance activates. This includes:
There are a few common exclusions to look out for with travel insurance. It's important to carefully read your policy documents to ensure you understand what isn't covered. Here are some typical exclusions:
This depends on a couple of things. Firstly, it'll depend on your insurer. Some insurers will let you make amendments to your policy. Secondly, it'll depend on what the changes are. For example, if you decide you want to go skiing, your insurer might let you add winter sports insurance to your policy.
The best way to check is to contact them directly. Just bear in mind that you'll probably have to pay for any cover you add.
'Post departure' or 'already travelling' insurance exists, but it can be difficult to find. It's also often much more expensive.
You might also have to wait a few days for the insurance policy to activate. That's so the insurance company can run fraud checks.
This depends on your insurer, so we'd advise speaking to them. But many insurers will let you extend an existing policy as long as you contact them before it expires.
Keep in mind that if something has happened during your trip, your insurer might not cover it for the extension.
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Includes cover for any cancellations, green fees you've paid upfront and specialist cover for your clubs.
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