Do you need travel insurance for Ireland?
Legally, no. But, that doesn't mean you shouldn't consider it.
Travel insurance can save the day if you hit a snag while abroad. Let's take a look at some key benefits of having a policy:
Northern Ireland
Heading over to Northern Ireland (NI)? It's part of the UK. So, you won't need to worry about any emergency healthcare you might need. You'll be covered by the NHS for that. Phew!
Still, travel insurance could come in handy if you run into other issues, like losing your luggage, or finding out your hotel stay has been cancelled.
Republic of Ireland
The Republic of Ireland (ROI) isn't a part of the UK. But, here's the good news: you'll still get free emergency care if you need it. Hooray!
Even though medical care won't cost you, insurance can help if:
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You lose your baggage or possessions
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You need medical repatriation
Healthcare for UK citizens in Ireland
Like we mentioned, NI is a part of the UK. So, you'll still get the same healthcare there as you would back home. Easy!
Now, when it comes to the ROI, you're still in good hands. Even though you'll get free emergency healthcare, you might need to pay for other healthcare-related costs:
Medical care
In the ROI, you'll have access to Irish state healthcare for necessary medical treatment. So, if something unexpected happens, you won't be left with a hefty bill to pay. To access care, you'll just need to make sure you have proof of your British citizenship with you. For example, your passport or Global Health Insurance Card (GHIC).
In an emergency, dial 999 or 112 and help will be on its way - just like in the UK.
Prescriptions
Good news! You can use your UK prescription in Ireland, so getting your meds should be no problem. Just be aware that you'll need to pay the full cost upfront. If you've got travel insurance, you might be able to claim that cost back when you get home. If you want to avoid the hassle, bringing extra meds is a good backup plan.
GPs
Need to see a GP? No problem! You can visit a clinic in the ROI. But, unlike the UK, you'll need to pay for the appointment. Most clinics charge between 35-40 euros - it can vary from clinic to clinic. Again, check with your travel insurance as you might be able to claim this expense back.
Pre-existing conditions
If you have a pre-existing condition and need treatment for it while in Ireland, you'll be covered. If you need any pre-planned care while away, like dialysis, you might need to arrange it before your trip. Speak with your GP for further advice.
Helpful hint: You can learn more about Irish healthcare on GOV.UK.
What our travel insurance expert says
What type of travel insurance do I need?
The type of travel insurance you go for depends on your needs. Let's take a closer look at the type of travel insurance types available to see which might be the best-suited to you:
Single-trip travel insurance
Annual travel insurance
Long-stay travel insurance
Backpacker travel insurance
Travelling to Ireland
Here's some things to consider to make your travel day stress-free:
Do I need a passport to travel to Ireland?
If you're travelling from the UK to Ireland, you don't technically need a passport. Thanks to the Common Travel Area (CTA) agreement, you're free to move between the 2 countries without showing an identification. That said, you'll likely still be asked to show your passport at the airport or ferry port for security reasons. So, while it's not strictly necessary, bringing your passport is a smart move to avoid any issues.
Do I need a visa to travel to Ireland?
Good news - no, you don't need a visa! Under CTA rules, British citizens can travel freely to Ireland. So, you can enter, live, work or study there for as long as you like without needing any additional paperwork. It's as simple as hopping across the border!
Do I need travel insurance to get into Ireland?
As mentioned, you don't legally need travel insurance to enter Ireland. But, getting covered can give you peace of mind should something unexpected happen. It's the smart choice for a stress-free trip!
Can I bring medicines with me?
Yes, you can bring your medication when travelling to Ireland. But, if your medicine contains a controlled drug, there's a few things to consider. You'll need a letter from your doctor to prove it's been prescribed to you. This is because border control might ask for it when entering or leaving the UK.
Also, if you're carrying more than a 3-month supply or staying longer than 3 months, you might need a licence for the controlled drugs. Be sure to check this before you travel so everything's in order!
Driving in Ireland
Can I drive in Ireland on a UK licence?
Yes! Your UK driving licence is valid in both NI and the ROI. So, you're good to go.
Will my UK car insurance cover me for driving in Ireland?
Yes, but there's some differences to keep in mind. In NI, your UK car insurance will fully cover you, just like at home. But, when driving in the ROI, you'll normally only have third-party cover as it's part of the European Union (EU). This means that you'll only be covered if you injure someone else or damage their property while driving. Make sure to check your policy documents to see exactly what you're covered for though.
Top tip: Want extra protection? Contact your insurer to see if you can get more comprehensive cover for your trip.
Will my breakdown cover work in Ireland?
It might, but not in the same way as in the UK. For example, most breakdown cover won't bring you and your car home if a ferry is involved. To stay fully protected, consider getting European breakdown cover, which is designed for these situations.
What are the drink-drive laws in Ireland?
Ireland's drink-driving limits are stricter than those in England. The limit for fully-qualified drivers is 50mg of alcohol per 100ml of blood. If you're caught over the limit, you could face penalties on your licence. For more information, visit Ireland's Drinkaware website.
Expert tips and guides for your trip to Ireland
Page last reviewed: 20 November 2024
Reviewed by: Alvaro Iturmendi
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