- Medical emergencies and repatriation. Accidents and emergencies can happen to anyone, and repatriation means you can get home in an emergency.
- Cancellation cover. If your trip is unexpectedly cancelled or cut short, insurance means you're not left out of pocket.
- Baggage cover provides financial protection against theft, accidental damage or loss of personal belongings.
- Travel disruption. This means your insurer should reimburse you if you miss departures due to unforeseen circumstances, unused accommodation and enforced stays if your transport fails.
Choosing the right policy for your Greek holiday
It's always best to check policy documents before you buy to make sure all your needs are covered. Here's some different options for travel insurance and what they cover:
Single-trip insurance
Multi-trip insurance
Backpackers insurance
Getting the right policy depends on:
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Who you're travelling with.
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How many times you're planning to travel.
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What you plan to do during the trip.
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Your age and any existing medical conditions.
What our travel insurance expert says
What does Greece travel insurance cover?
It depends on the provider, policy and your personal circumstances. The lists below show what typically is, and isn't, covered:
Travel insurance for popular activities in Greece
Whether you fancy yourself an Olympian in Athens, or you're just a bit of a thrillseeker, Greece has a wide range of sports and activities to enjoy. These activities aren't usually covered by standard insurance, so it's worth looking at specialist policies, or add-ons. You can get specialist adventure travel insurance to cover extreme sports and other high-risk activities:
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Hiking is a popular choice of activity for many people travelling to Greece. Greece is known for its picturesque landscapes, making it the perfect place to go exploring. Steni Village in Evia is an ideal hiking destination, perched on the slopes of Mount Dirfys. If you're planning on hiking during your trip, a hiking travel insurance add-on is worth considering.
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Want to dive straight in? Greece is surrounded by sea, so water activities are extremely popular. Scuba diving is a favourite tourist activity, with visitors flocking to the Aegean, Ionian and Cretan Sea. You can explore what's known as an 'underwater museum' in Leros, diving beneath the surface to see the 8 shipwrecks located there. Consider a scuba diving insurance add-on to cover your underwater adventures.
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If you're a fan of rock climbing, make sure Meteora is on your list. Just 4 hours north of Athens, the town offers some of the most memorable climbing experiences for tourists. It's worth considering travel insurance for rock climbing to make sure you're covered.
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If you want to hit the slopes, skiing is another popular activity. The National Ski Centre of Vasilitsa in Grevena is a great location for visitors to go skiing and snowboarding. You'll need a winter sports insurance add-on if you want to make sure you're covered on the slopes.
These activities aren't usually covered by standard insurance, so it's worth looking at specialist policies. You can get specialised adventure travel insurance to cover extreme sports and other high-risk activities.
Tips for travelling in Greece
When travelling in Greece, there are some important things to note:
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Language: Greek is the official language of Greece.
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Money: Greece uses the Euro as its currency. To avoid high exchange rates while away, you can use official bank ATMs and withdraw cash in the local currency.
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Time difference: Greece's time zone is Eastern European Summer Time (UTC+2) and Daylight Savings Time (UTC+3). This means that Greece is normally 2 hours ahead of the UK.
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British embassy: The British embassy is located in Athens. The British embassy can help you if you need to replace your passport if it's lost or stolen, are a victim of a crime, or have been hospitalised or arrested.
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Safety: It's good to be aware of any extreme weather and natural disasters that could affect your trip. Greece deals with a high risk of wildfires between April and October, so it's good to keep on top of safety information before you go.
Driving in Greece
If you plan to bring your own vehicle or rent a car, you should be aware that driving in Greece is very different to the UK.
You must be 18 years or older and hold a full, valid UK driving licence to legally drive in Greece. The local authorities accept licences issued in all EU and EEA countries.
If you're planning on bringing your own car to Greece, you'll need to bring a few documents with you. These include:
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Your V5 registration document.
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Proof of ID.
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Motor insurance certificate.
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Your driving licence.
All vehicles registered in the UK must display 'UK' when driving in Greece. This can be within your registration plate, or as a separate sticker.
Frequently asked questions
Is Greece in Europe for travel insurance?
Yes, Greece will be covered by annual European travel insurance. If you're buying insurance with plans to visit Greece and another country outside of Europe, you'll need to get worldwide travel insurance.
If you have a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), you'll be able to access state level medical care. As a UK or EU tourist with a GHIC or EHIC, you get this for the same price a citizen would pay. It's worth noting the EHIC is not a replacement for travel insurance as it won't cover everything. Things like loss and damage of personal belongings and repatriation costs won't be covered by an EHIC.
Does Greece travel insurance cover the surrounding islands?
Yes, Greece travel insurance covers all of Greece and its islands, including:
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Rhodes
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Corfu
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Crete
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Santorini
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Mykonos
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Zante
So you can enjoy everything Greece has to offer, knowing you're covered.
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