"The Czech Republic may feel closer to home as it's in Europe, so it's easy to overlook travel insurance. But, it's worth considering in case of medical expenses or lost luggage."
Czech Republic travel insurance
The Czech Republic is a must see for lovers of history, natural beauty, and architecture. Packed with medieval castles and towns, as well as a fantastic party scene. The Czech Republic has something for everyone. The country has a huge range of activities like rock-climbing and hiking to take part in. The Czech Republic is a favourite of history buffs and sightseers alike.
If you're ready to explore the Czech Republic, compare travel insurance quotes below. Or keep reading if you want to learn more about this Bohemian paradise.
How do I compare quotes for Czech Republic travel insurance?
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What does Czech Republic travel insurance cover?
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Medical costs. Travel insurance can cover medical costs while you're abroad.
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Repatriation. Your insurance will cover the cost of getting back from the Czech Republic in the event of an emergency. This could include illness or injury, bereavement, or other emergency situations outside of your control.
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Cancellation and curtailment. You can be reimbursed if you have to cancel or cut short your trip to the Czech Republic.
- Lost, stolen or damaged belongings. This will cover the cost of your belongings if they're lost, stolen or damaged while you're abroad. For more expensive electronic items, you may need to take out additional gadget cover.
- Travel disruption. If your travel plans are cancelled or delayed, you can make a claim. This could be due to adverse weather conditions, strikes, or mechanical breakdowns.
What doesn't it cover?
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Undeclared pre-existing medical conditions. You must always declare any pre-existing medical conditions to your insurer. Even if your condition is well-managed, getting cover can protect you financially if you needed treatment while away.
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Injuries resulting from illegal or malicious activity.
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Injuries or illness related to alcohol or drug use. Insurers won't cover you for any mishaps that happen while you're under the influence of drugs or alcohol.
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Natural disasters. Many insurers won't cover natural disasters.
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Known events. These are events that were known before you took out your insurance policy.
Important information
Travel insurance doesn’t protect you against known events. For example, if you travel against Foreign, Commonwealth and Development Office (FCDO) advice. Or if you fail to comply with the entry requirements at your destination, your travel insurance won’t cover you.
The FCDO is currently warning of heavy rains and flooding in parts of the Czech Republic1.
You should always check the FCDO advice for the country in question before you go though. But it’s also worth remembering that the majority of trips to the Czech Republic will pass without incident.
1Correct as of 2 October 2024
What our travel insurance expert says
Choosing the right travel insurance for your Czech Republic holiday
Getting the right insurance depends on the individual. It will also depend on what kind of trip, and how many trips you plan to take.
How much does Czech Republic travel insurance cost?
The price of your travel insurance policy will differ from person to person. The cost will be different depending on your personal circumstances and travel destination. The prices below are what you may expect to see when comparing quotes:
| Policy type | Price |
|---|---|
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Single-trip travel insurance
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£2.052
|
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Annual cover
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£10.853
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Backpacker insurance
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£37.984
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2The cheapest price for single-trip travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions, travelling in the Czech Republic for 3 nights. Confused.com data, August 2024.
3The cheapest price for European multi-trip travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions. Confused.com data, August 2024.
4The cheapest price for European backpackers travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions travelling for 3 months. Confused.com data, August 2024.
What affects the price of travel insurance?
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Age. Older travellers are more likely to need medical treatment while away, or have a pre-existing condition.
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Destination. Medical costs can differ greatly depending on what country you're visiting.
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Length of trip. The longer your trip, the more expensive your travel insurance will be.
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Type of policy. The price will depend on whether you choose an annual or single-trip policy. Optional extras like gadget cover or winter sports cover will also cause a cost increase.
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Any pre-existing medical conditions. Pre-existing conditions can make the cost of insurance higher, as the chance you'll need medical treatment will increase.
Tailor your travel insurance policy to your trip to the Czech Republic
Getting extras added to your policy can come at an increased cost. If you choose backpacker insurance, you might only have gadget cover as an option. For most policies though, you can choose from the following when getting a quote.
Travel tips for the Czech Republic
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Currency: The Czech Republic's official currency is the Czech Koruna. This can be exchanged in the UK.
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Language: Czech is the official language, and it's a good idea to learn some key phrases before you go. Knowing how to say please and thank you, as well as how to ask for directions will come in handy.
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Driving: To legally drive in the Czech Republic you'll need to be 18 or over and carry a valid UK photocard licence. People drive on the right-hand side of the road in the Czech Republic.
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Safety: Whilst The Czech Republic is generally considered safe for tourists, there is a risk of petty theft. Pickpocketing is common, particularly in busy areas like the country's capital, Prague. You should always be aware of your personal belongings and keep them safe and out of sight.
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Local laws. In the Czech Republic it is a legal requirement to carry your ID.
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The British embassy is in Prague.
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Be aware of scams. There are certain scams that take place in the Czech Republic that it's good to be aware of before you go. Scams can include things like people pretending to be plain-clothed police officers, people offering to exchange money on the street, or unregistered taxis.
Frequently asked questions
Can I get travel insurance for Prague?
Yes, you can get Prague travel insurance. Prague is an incredible city to visit, providing an escape from the modern world. Boasting historic architecture, stunning palaces and Gothic cathedrals, Prague is a favourite tourist destination. Getting travel insurance for Prague is a great way to have peace of mind while you explore the capital.
Need more help with your trip to the Czech Republic?
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ETIAS: What is it and when does it start?
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How to claim on your travel insurance
What you need to consider when you're taking out your travel insurance.
Flight delay compensation
If your flight is delayed for a prolonged period, here's what you could be entitled to.
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Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.
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