Travel insurance for Canada isn't a legal requirement, but taking out a policy when you book your trip is worth considering. Travel insurance can help to cover you against unforeseen circumstances. So, if you fall ill or your flights are delayed, for example, you're not left with huge bills to pay. Phew.
If you're ready to compare quotes, click the 'Get a quote' button. Or, read on to learn more about travel insurance for your Canadian holiday.
If you're buying single-trip travel insurance, you can select Canada as your destination. If you're buying an annual policy, you'll need a worldwide policy that includes Canada, the USA and the Caribbean.
Having the appropriate policy can help cover you financially if you experience an unexpected situation. For example, needing emergency medical treatment, or losing your luggage. Let's take a look at some of the different types of travel insurance you might consider:
"Popular activities in Canada aren't usually covered by a standard travel insurance policy, like skiing. But, that doesn't mean that you need to change your holiday itinerary.
Instead, just make sure you read the policy details carefully before buying. That way, you'll know if you need to take out additional cover for any activities you plan to do."
Canada travel insurance can vary and certain activities you plan to do may need extra cover. Read the policy wording to know what you're getting, and you'll be all set for your Canadian adventure.
A standard travel insurance policy usually covers and excludes the following:
What's typically covered:
Canada has no special arrangements for British travellers. So, medical care can be expensive.
If you have a European Health Insurance Card (EHIC) or a Global Health Insurance Card (GHIC), you won't be able to use them in Canada. This means you won't get essential medical care for the same price as citizens in Canada, or get any emergency treatment for free.
This is why it can be beneficial to have an insurance policy in place. Most travel insurance policies provide cover for emergency medical care if you need it.
You should also make sure you have enough money. It should cover any medical treatment you may get. This is because Canadian hospitals and clinics may ask for payment upon arrival. If this happens, you'll be able to claim on your insurance afterwards. But, it's important to let your insurer know you're receiving treatment as soon as possible.
Keep in mind, dual citizens may have to pay for medical treatment if they don't meet the requirements for Canadian Medicare.
If you have a medical emergency, the number to call Canadian emergency services is 911 or 0.
Means you can get one policy that covers everyone, rather than buying individual policies.
Is the perfect policy for those who plan to travel for an extended period.
For any holidays or trip to the USA you'll need as ESTA. We take you through what it is and how to apply for one.
We take a look at what ATOL protection means and what it covers.
Ever wonder what those stars mean on your travel insurance policy? It’s probably the Defaqto rating.
Learn about how cancellation cover can help you if you run into a problem before you go on holiday.
What you need to consider when you're taking out your travel insurance.
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