Argentina travel insurance

Argentina, the second-largest country in South America, is a traveller's dream. From vibrant cities to stunning landscapes, it should be on every self-respecting globe-trotter's bucket list. Argentina offers a tantalising blend of urban sophistication and outdoor adventure. From dancing the tango in Buenos Aires to the stunning natural beauty of Patagonia and the Andes mountains in the west.

With a history deeply influenced by European immigration, Argentina offers a fascinating fusion of culture, art and cuisine. If you like a good kick-about, it's also famous for its passionate football culture. And you're really in for a treat if you love meat and wine!

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Important information

All travel insurance excludes cover for known events. These are global events that can put you in danger and/or disrupt your travel plans. For instance, the Covid-19 pandemic is a recent example of a known event.

The exclusion applies if the situation was declared as a 'known event' at the time you bought insurance.

Plus if you travel against Foreign, Commonwealth and Development Office (FCDO) advice, your travel insurance won't cover you. Nor will you be covered by any policy you have if you don't meet your destination's entry requirements.

There are no FCDO restrictions for travel to Argentina at the time of writing*.

*Correct as of October 2024

Do I need travel insurance for Argentina? 

While it's not a legal requirement to be covered by travel insurance if you're going to Argentina, it's recommended by the FCDO. It states that travel insurance "should cover your itinerary, planned activities and expenses in an emergency".

For instance, you could claim on your travel insurance if your flights are disrupted or delayed. Flying to Argentina direct from the UK takes over 13 hours, which is a trek to say the least. Airlines should compensate you if your flight is delayed or cancelled. But travel insurance can offer more extensive protection - such as for missed connections, missed bookings or lost luggage.

It's also worth noting that healthcare in Argentina - while among the best in Latin America, and government funded even for tourists - can be very expensive depending on the treatment needed. Having adequate cover can help protect you financially from any medical bills, or being flown home for emergency medical treatment, which can be incredibly costly.

Choosing the right policy for your trip

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Single-trip travel insurance

If Argentina is your main holiday and you're not planning another for the rest of the year, a single-trip travel insurance policy may be all you need.

These policies cover you for a single trip abroad, typically for up to 31 days. These policies could work out cheaper than the alternatives, provided this is all the travelling you plan to do.

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Annual travel insurance

If you're planning to travel to Argentina and at least one other country in a year, look into an annual or multi-trip travel insurance policy. This could be more cost-effective than buying cover separately for individual trips.

Be sure to do your sums though. And bear in mind that annual policies normally cover trips of up to 31 days.

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Backpackers travel insurance

If you're visiting Argentina for an extended period of time, or if it's part of a wider trip, it's worth considering a backpacker policy.

This can cover you across multiple different countries, including your trip to Argentina. Unlike with a regular policy, these policies cover a single trip which can last up to 18 months.

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Cruise travel insurance

Argentina is a popular cruise destination, with several port cities serviced by major cruise companies. In addition to capital Buenos Aires, Ushuaia and Puerto Madryn are popular stops.

For this, you'll need extra cruise cover, as standard travel insurance won't protect you against all risks: eg. being airlifted to hospital, unused excursions and payouts for cabin confinement.

What our travel insurance expert says

"Argentina is regarded as one of the safest countries in South America, with violent crime and threats to tourists much lower than its neighbouring countries. Despite this, petty crime like theft and pickpocketing can be common. Always be careful what you carry on you, and keep things hidden and zipped or locked up. Should you be unlucky to be a victim of robbery, travel insurance can help cover your losses. 

With a long flight time and expensive healthcare, holiday insurance can also prevent a bill for potentially thousands for medical care - and at worst an unplanned or urgent flight home."

Alvaro Iturmendi - Confused.com travel insurance expert
Travel insurance expert Confused.com logo

What does travel insurance for Argentina cover? 

Cover tends to vary from insurer to insurer. But, to give you an idea of what to expect, here's what standard travel insurance usually covers - and what it doesn't:

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What's covered:

Emergency medical treatment

If you need private medical care in Argentina, it's likely to be massively expensive. Your policy should protect you against financial loss to a certain limit.

Repatriation to the UK

This is especially important given the distance and flight time, which might have to include a stopover. If you need to take an unplanned urgent flight back to the UK, the cost may be hard to absorb if you're not adequately covered.

Theft, accidental damage or loss

This protects you financially if you're separated from your belongings - including if you get pickpocketed in a tourist hotspot.

Travel disruption

Delays and cancellations often lead to missed connections, or not being able to attend pre-booked events or accommodation. Travel insurance protects you financially for this.

Cancellation or curtailment

You're also usually protected if you need to cut your trip short for a reason listed on the policy, or cancel altogether for example due to a death in the family.

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What's usually not covered:

Travelling against government advice

If the FCDO advises against travel, but you go anyway, you're unlikely to be able to claim on your policy.

Undeclared pre-existing medical conditions

You need to declare all pre-existing medical conditions when you apply for a policy. Not doing so could be especially serious with the cost of healthcare in Argentina, and the cost of repatriation if required.

Extreme sports and activities

Standard policies won't usually cover sports or activities considered 'high risk'. You may need additional activities cover to be protected for these pursuits.

Incidents involving alcohol and drugs

Most policies will exclude claims if an incident occurs while you're under the influence of drugs or alcohol.

Changing your mind

Having to cancel your trip is covered under stipulated circumstances, but simply changing your mind about the trip is likely to be insufficient for a claim.

How much is travel insurance to Argentina? 

The price of travel insurance will vary depending on the nature of your trip, and also your personal circumstances. Getting a quote is the best way to discover the price of travel insurance for Argentina. But, for a ballpark figure, here are a few examples of some of our cheapest policies:

Policy type Price1
Single trip travel insurance
£10.43
Annual multi-trip
£25.90
Backpacker
£103

1Cheapest price for a 30 year old with no pre-existing medical conditions travelling to Argentina. Correct as of August 2024 - Confused.com data"

Medical care in Argentina

Public healthcare in Argentina is government funded, meaning it's mostly free to citizens - and to tourists. Usually you only need to pay for prescriptions, and even those are subsidised. Plus the quality of healthcare is generally very good, particularly in the cities.

The downside to a largely free public health service is that hospitals can be very busy and crowded. Plus waiting lists can be painfully long. If you need certain treatment in a hurry in Argentina, you may need to go private - which can come with a hefty price tag.

You should check the country's vaccine requirements at least 8 weeks before you travel. If you're up to date with your jabs and boosters, you should be mostly fine. But TravelHealthPro recommends most travellers get Hepatitis A and tetanus vaccinations at least 8 weeks before their trip. And, depending on where in Argentina you're going, some travellers may also benefit from vaccinations against rabies, typhoid and yellow fever.

If you need emergency medical treatment, you can call an ambulance on 107. If you need to call the police, dial either 911 or 101.

If you're taken to hospital, it's important to contact your insurance provider as soon as you can.

Top tip: The FCDO has a directory of medical facilities in Argentina where some staff will speak English.

Remember: If you have a GHIC or EHIC card, this won't cover you for treatment in Argentina.

Travel insurance for activities in Argentina 

What are you planning to do with your time in Argentina? It's worth knowing that certain activities aren't generally covered by standard travel insurance. So check the T&Cs of your policy to see if you need additional cover.

Generally, you can add extras to your policy for a fee. These include:

Golf travel insurance

With a long tradition in the sport, Argentina is the most popular South American country for golf. A fantastic range of golfing holidays await, with over 300 golf courses to choose from. Add the amazing coastlines, scenery and all-year-round weather, and you've got the perfect golfing country.

Standard travel insurance might cover a round or two as part of your holiday. But if you’re planning a golfing holiday with your own clubs and equipment, it's a good idea to consider additional golf travel insurance. This can cover the loss, theft or delay of your clubs, hiring replacement clubs and missed green fees. It may even finance a round of drinks if you get a hole in one!

Activity and adventure travel insurance

One-off activities are often covered under your standard travel insurance. While an organised tour visiting the Iguazu Falls should be ok, a hiking holiday in Patagonia may not be. Check to see if you need extra cover for activities involving increased risk.

Cover varies from provider to provider, so there’s no definitive list of what requires extra cover. This is why it's important to check with your insurer that what you have planned is covered. Not having the right cover for excluded activities could mean a hefty bill which you can't claim for.

Ski travel insurance

Argentina has some of the best skiing in the world, with around 20 resorts for beginners and intermediate skiers. And then there are the off-the-beaten track slopes for expert and professional thrill-seekers. In fact, the high-quality snow of Argentina is the destination of choice for many Olympic ski teams!

The ski season generally runs from June until October. If you’re planning on a skiing or snowboarding holiday, you must select winter sports when getting a quote. Otherwise you're unlikley to be covered for injury or medical care should you need it. If you’re taking your own equipment, winter sports insurance covers lost, delayed, damaged or stolen items - which could save you a fortune on your ski equipment.

Do I need a visa to travel to Argentina? 

No, UK citizens with a valid British passport can visit Argentina without a visa for business or tourism for up to 90 days.

To enter Argentina, your passport must be valid for the proposed duration of your stay.

To stay longer, or to work or study, you must meet the government of Argentinia’s entry requirements. Contact the Consulate of Argentina in the UK.

Tips for travelling to Argentina

Time zones

There's one time zone in Argentina - Argentina Time (ART), which is UTC-03:00. This is three hours behind Coordinated Universal Time. In terms of the UK, what this means is that it's four hours behind when the clocks go forward, and three hours behind when the clocks go back.

Drinking water

It's generally safe to drink from the tap, unless you're somewhere fairly rural and remote. But bottled water is usually very affordable, so you might prefer to drink this for peace of mind. Tap water isn't served in restaurants - water is always bottled and paid for. 

If you’re vegetarian

Argentina has a strong tradition, being well-known for its beef and love of meat and barbeque food. And this is even more so in smaller, more traditional towns and villages. 

As such, if you're veggie, you might be limited on choice outside big cities and towns. Be careful to check ingredients of soups and dishes that sound like they only have vegetables in! And definitely do your research on where to eat if you’re going somewhere a bit more remote. 

Carry some cash

This is especially so outside of the capital and bigger cities. Cards might not be accepted in certain places. If possible, try to have a selection of small notes and coins for smaller items. Some shops might not have much change to give if you pay in larger notes. The currency in Argentina is the Argentine peso.

Learn a bit of Spanish

It's always good to practise the basics of a country's native language. But it’s worth noting that pronunciation and dialect can be a bit different from European Spanish. If you get a chance, try to learn a little South American Spanish - such as your p's and q's.

Get a SUBE card

Score yourself a SUBE card for easy travel around the major towns and cities. It's a quick, stress-free way to get around which is valid on buses, subways, trains, trolleybuses and ferries.

Find out more about how to get and use a SUBE card at Visit Argentina.

Need more help with your trip to Argentina?

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