Are you in your first year of university? Here are 3 tips to help you manage your money.
How do I start budgeting?
Some great budgeting methods include the 50:30:20 principle, syncing your bills to come out on a similar day each month, and paying yourself a monthly spending amount into a separate bank account.
How can I save on travel?
If you’re going to uni away from home, you’re probably going to have to use a car, train or coach. Taking your car is convenient, but it can be expensive.
If you’ll only need to travel short distances regularly, you might actually save money by car sharing with friends or by using public transport.
If you’re travelling by train regularly, then make sure to get a 16-25 railcard or a student bus pass.
Where can I get cheap books?
The cost of books for your course can quickly add up. So try buying second hand where you can, and use student discounts and rewards schemes to get money off books.
And while some courses might strongly suggest buying a book, you might find that you can borrow it from your university library, or a public library.
What’s a TOTUM card?
TOTUM is the new name for NUS Extra, the number one student discount card and app in the UK.
You can apply for one on the NUS website to get dozens of student deals.
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