Pikl specialises in second home insurance, comparing offers from top UK insurers in the industry. This means you get all the benefits of comparing holiday let and second home insurance, but only need to deal with a single team. Pikl is based in the UK and they're rated 'Excellent' on Trustpilot.
The kind of second home insurance you need depends on how you’re using the property:
It's unoccupied:
It’s a rental property:
It’s a holiday home in the UK:
"It’s important to bear in mind most standard home insurance policies aren’t suitable for second homes. But some second home owners get regular home insurance and don't inform the insurer that it's a second home.
This can come back to bite them when they attempt to make a claim, as the terms and conditions of the policy aren't met. This means the insurer is likely to reject your claim and possibly even cancel your policy, which sometimes makes it harder to get insurance in the future."
The level of cover you get depends on the type of policy you choose. Our partner Pikl offers tailored policies to make sure you get the cover you need. Policies can include cover for:
Guest related insurance:
Lost, stolen, or damaged parcel? Find out what to do next. Learn how to claim refunds, report issues, and get your delivery sorted quickly.
There are many reasons why you may have cracks in the walls of your home. Cracks are more serious when they're between 5 and 15mm wide. Read on to find out more
Unsure whether your home insurance covers roof damage and repairs? Read on to find out more about roof repair from storm damage, leaks and wear and tear.
Unsure what side of the fence you own? It could be as easy as checking your title deed. Read on to find out your responsibilities and rights when owning a fence.
If you're dabbling with your own grand design, it's best to be protected for all eventualities. When building your own home, self-build insurance covers your project from buying the land until completion of the property.
Pest control could be covered as an add-on to your home insurance policy, or under home emergency cover. See how home insurance might cover pest control.
Page last reviewed: 25/04/2024
Reviewed by: Matthew Harwood
Confused.com second home insurance is arranged and administered by Pikl Ltd who are authorised and regulated by the Financial Conduct Authority No: 773457. Registered in England and Wales under company number 10449346 with registered office Suite B, 2nd Floor, The Atrium, St. Georges Street, Norwich, England, NR3 1AB. Confused.com is an intermediary and receives commission, which is a flat rate fee from Pikl if you decide to buy through their website.
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