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Pikl specialises in second home insurance, holiday home insurance, and Airbnb insurance, comparing offers from top UK insurers in the industry.
This means you get all the benefits of comparing holiday let and second home insurance but only need to deal with a single team.
Pikl is based in the UK, and they're rated 'Excellent' on Trustpilot.
The kind of holiday home insurance you need depends on how you’re using the property:
"Holiday homes face different risks - from long empty periods to guests staying in the property. That’s why it’s important to choose cover that matches how you use your home, whether you visit often, only occasionally, or rent it out as a holiday let. With the right insurance in place, you can feel confident your property is protected."
Holiday home insurance works in the same way as home insurance in that it helps protect the buildings and contents within your property.
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Weather events
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Vandalism & forced entry
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Subsidence
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Structural damage
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Property owners liability
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Theft (subject to policy)
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Escape of water
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Malicious damage
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The exclusions for holiday home insurance are similar to standard home insurance, but there are extra exclusions linked to letting your property to guests.
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Hen and stag parties
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Lettings for extended periods (up to a stated duration)
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General wear and tear
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Non-standard properties (such as those built using uncommon materials)
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Properties that exceed a certain number of bedrooms
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While holiday home insurance should provide you with the cover you need for your property, you may require additional protection depending on your needs.
Common optional add-ons include:
As you tentatively take your first steps towards renting out a property, you need to know what your landlord responsibilities are.
If you own a business, it's important to ensure you keep your premises safe.
Do you know how much cover you need? Our guide can help make sure you've considered everything.
Having a claim rejected could leave you out of pocket when you need your insurance the most. We take a look at common pitfalls to avoid.
Your home insurance excess is the initial amount you're willing to pay towards a claim, and could help lower your home insurance costs. We explain everything.
Here’s some simple things you can do to keep your home safe and secure.
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