Check your eligibility for a credit card

Check to see if you're eligible for a credit card today and compare a range of cards to suit your needs on Uswitch.

Check your chances of approval without affecting your credit score

Compare a range of cards to find one that meets your needs

Easy to apply and you'll receive an answer today

We compare credit cards from these leading providers and more

How it works

See credit cards you're likely to be eligible for

Select the type of credit card

Select the type of credit card that you're looking for from a list we provide

Checking your eligibility

The Uswitch eligibility checker uses the information you've provided to run a ‘soft’ credit check to estimate the likelihood of you being accepted for a credit card. This is not visible to potential lenders.

Browse your results

You'll be able to browse a list of cards you're likely to be approved for allowing you to complete the application directly with the card provider

Why Uswitch

Easy switching

You want a hassle-free switch. Our simple process takes minutes to complete.

Expert guidance

You want to make the right decision. Our customer care team is here to help.

Great deals

We partner with providers to bring you a range of excellent deals.

Types of credit cards available

Balance transfer

A balance transfer card can bring down the amount of interest you pay each month on one or more existing credit cards, by allowing you to transfer existing credit card debt to a new account. Many providers offer lengthy interest-free periods too, so your repayments can go towards clearing the debt rather than the interest, helping you clear the debt more quickly. Typically there's a fee to transfer a balance, usually up to 3%, which is applied to your new card's balance.

0% purchase

A 0% purchase card can help you make large purchases and spread the cost over several months. Many providers also offer lengthy interest-free periods as well, so as long as you clear the balance before the end of the interest-free period you won’t pay any interest for your purchases.

Money transfer

Money transfer cards let you move money from the credit card to your bank account, meaning you can withdraw cash from an ATM or use the money to pay for goods and services directly from your bank account. Like with 0% purchase and balance transfer cards, many firms offer lengthy interest-free periods.

Credit building

Credit building cards are designed to help improve your credit score if you have either no credit history or a poor credit history. They typically come with higher interest rates and lower credit limits but they can help improve your score if you make your repayments on time.

Rewards

Rewards cards offer you incentives when you pay for goods and services using the card. The benefits range by provider and may offer you store vouchers or cashback, air miles or discounted concert tickets. These types of cards often come with high APRs and may also charge a monthly or annual fee, so it’s important to clear the balance each month so you can enjoy the benefit of the rewards.