‘Tis almost the season to be jolly… With busy markets, light trails and Christmas celebrations taking place, the festive season brings plenty of reasons to hit the road. But what if you’re borrowing a car to get home or need to share driving duties for a longer journey? Temporary car insurance could be the answer.
Whether you're visiting loved ones, delivering gifts, or dashing to grab the turkey, here’s how temporary car insurance could help make Christmas travel a little easier.
Heading home for the holidays
Whether you're driving across town or further afield, borrowing a car can be a lifesaver. Temporary car insurance lets you get on the road quickly without affecting the owner’s annual policy or their no-claims discount. It’s a flexible option for last-minute trips, especially when public transport isn’t an option. Get that Christmas playlist ready for the drive home!
Borrowing a vehicle to visit friends or family
You’ve probably already had the discussion on where you’re spending Christmas this year and how you’ll celebrate the big day. Maybe you need insurance to get to your chosen destination and back?
Or, if you don’t own a car but can drive, you might want to meet up with some old friends in those days between Christmas Day and the New Year. With policies ranging from one hour to 28 days, Temporary insurance allows you to do this - with no impact on an existing no claims discount.
Need a designated driver for the Christmas party?
The office Christmas party is, for many, a highlight of the year! But deciding how to get there—and more importantly, how to get home—requires careful planning.
If you’re planning to enjoy a few festive drinks, it’s essential to have a designated driver who hasn’t consumed any alcohol. With temporary car insurance, you can insure someone else to drive your car, ensuring everyone gets home safely.
Your designated driver must always follow the law and prioritise the safety of their passengers. Plan ahead, and make sure your journey home is as safe and enjoyable as the rest of the evening.
Picking up the tree or delivering presents
Need a bigger vehicle as you have sacks full of presents that even Santa would struggle to fit in his sleigh? Borrow a bigger vehicle from a friend or family member, insure yourself on their car for a few hours, load the car up and go on your delivery spree.
Just remember, temporary car insurance does not cover the contents so be careful with where you park and what you leave on display.
Why choose temporary car insurance?
Think of temporary car insurance as the gift of flexibility this Christmas. With options from just an hour to 28 days, it's designed to fit around your festive plans—not the other way around.
How does temporary car insurance work?
All temporary car insurance policies are comprehensive and include cover for:
- Accidental damage to the covered car and other cars
- Injuries to another person following an accident
- Third-party European cover or the equivalent (depending where you visit)
As it’s a different policy to the vehicle owner’s annual premium, any existing no claims discount will not be affected.
Sorting your cover is as easy as putting the star on top of the Christmas tree:
- Visit our website
- Enter car registration
- Fill in cover and driver details
After this, you will be sent your quote and can purchase your policy. It will start at the time on the date you requested. Certain restrictions apply, which you can see on our temporary car insurance page.
Now you know how to get fully covered, you can go back to dreaming about all the tasty leftovers…
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