What affects the cost of Renault insurance?
What you pay for your Renault car insurance depends on a wide range of factors. These include:
Your location
Things like your location can have a big effect on how much you pay for car insurance, as insurers will look at your local crime rate and environmental factors to see how likely you are to claim. The higher your 'risk', the pricier your premiums tend to be.
Claims history
Insurers will look at your previous history of filing claims. Having many claims tells insurers that you're more likely to get into an accident. Because insurers see you as higher risk to insure, your premiums will rise.
Your occupation
You might think you drive the same regardless of your job title. But insurers have data attached to each type of occupation. Some professions are seen as more likely to get into an accident than others, raising insurance costs.
The car you drive
Cars are sorted into different categories from 1-50. Things like how expensive your car is, and how safe it is, can affect what group it's in. Lower groups tend to be cheaper to insure. Check your Renault's insurance group with our handy tool below.
Car insurance group checker
The car
Insurance group
Group
9/50
How can I get cheaper Saab insurance?
Build up a NCB
The longer you go without making a claim, the bigger the discount you could get. In fact, drivers with just one year of NCB pay 34%* less on average than those with none! Over time, this can lead to some pretty significant savings.
Buy comprehensive cover
Even though fully comprehensive insurance gives you a higher level of protection, it's is often cheaper than third-party cover! Our data shows the average cost of a fully comp policy is £834, while third-party cover averages £2,113*.
Buy at the right time
Timing is key. Our data shows that insurance prices are at their lowest 20 days* before your renewal date. Leaving it too late could mean paying more, so it's worth getting a quote in advance.
Park securely
Where you park overnight can make a big difference to your premium. On average, drivers who park their car on a driveway pay around £862 for their car insurance, while those that park on the road pay £1,222*.
If you have access to off-street parking—make sure you use it. It could lower your insurance costs!
Pay annually
Paying your insurance in one go instead of monthly could save you up to 50%*. While spreading the cost can be good for budgeting, monthly payments often come with added interest. So, if you can afford to pay upfront, it's often the cheaper option.
*Confused.com data Q4 2024
What types of Saab insurance can I get?
There are a few types of cover to choose from when insuring your Saab. These include:
Car insurance guides
What you need to get a car insurance quote
Want to know what’s involved in getting a quote? This guide tells you what questions we’ll ask, so you can get everything ready in advance.
Car insurance optional extras
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How to dispute a rejected car insurance claim
Find out how to contest a rejected claim, and see what your other options are, with our handy guide
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Car child seat laws and buying guide
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How much does car insurance go up after an accident?
How much will claiming impact your premiums? Find out with our in-depth guide.
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