Tesco car insurance

Tesco Insurance car insurance was set up in 1997. Tesco became one of the first major UK supermarkets to launch its own bank. Tesco Insurance was a joint venture between the Royal Bank of Scotland (RBS) and Tesco.

We compare up to 169 insurers¹, including quotes from Tesco. When you compare quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from Tesco.

You can find out more about Tesco below, or if you're ready to start comparing just use the quote button and get started.

¹Correct as of October 2024

Ready to get a car insurance quote?

Get a quote

What Tesco Insurance customers say

"Tesco car insurance claim was dealt with very quickly and efficiently. Friendly helpful staff. Highly recommended."

Pat - (September 2024)

Excellent

4.3 rating based on 37215 reviews
as of 29/10/2024

Why choose Tesco Insurance car insurance?

Black box or fully comprehensive policies available
Personalise your cover by adding optional extras
24-7 online policy management

Who is Tesco Insurance?

Tesco Insurance was set up in 1997 as a joint venture between Tesco and the Royal Bank of Scotland (RBS). It made Tesco one of the first major UK supermarkets to launch its own bank, selling a range of products including insurance, credit cards and loans.

Its headquarters is in Edinburgh and it currently employs approximately 3,700 staff based in Edinburgh, Glasgow and Newcastle.

Tesco Insurance aims to provide great car insurance cover with excellent customer support. Its UK-based call centres are open 7 days a week. It also provides a 24/7 claims helpline.

Its car insurance is underwritten by Tesco Underwriting Ltd.

The Financial Conduct Authority (FCA) authorises and regulates Tesco Insurance.

Tesco Insurance policy details

Tesco Insurance offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Tesco Insurance provides two types of cover:

Standard car insurance
Black box insurance

Tesco’s standard car insurance is available in two cover levels: fully comprehensive insurance, and third party, fire and theft insurance.

Its standard comprehensive car insurance includes:

Courtesy car cover to keep you on the road while your car is being repaired or replaced.
Uninsured driver protection, ensuring that if you're hit by an uninsured driver, you won’t lose your no-claims bonus and your excess will be refunded.
Windscreen cover to cover the costs of repairing your windscreen or side windows if they're chipped or broken.
Child car seat cover so you can get a replacement following an accident, even if there's no visible damage.
Entertainment equipment cover to protect permanent fixtures in your car like a sat nav or stereo.
European car insurance cover of up to 90 days if you’re a UK resident. There’s no need to pay extra.
Personal possessions cover if your belongings are lost or damaged because of an accident or theft.
Medical expenses cover if you or your passengers are involved in a car accident
Personal accident cover if you or your partner are seriously injured in an accident.
Emergency transport compensation to get you home after an accident.

Tesco Insurance is available for drivers aged 17-35 and provides comprehensive cover, including:

Mileage options, giving you a choice of 6,000, 8,000 or 10,000 miles, with the option to top up if you need to.
Accident alert function that can sense any strong impact on your car and contact the emergency services on your behalf.
Theft tracking that can help assist the police in finding your car if it’s stolen.
Courtesy car cover to keep you on the road while your car is being repaired or replaced.
Windscreen cover to replace a broken or chipped windscreen.
Motor legal protection of up to £100,000 for legal costs and expenses if you need to claim compensation for injury.

Tesco Insurance car insurance optional extras

Tesco Insurance offers a range of policy add-ons, allowing you to customise your cover and ensure it does exactly what you need it to.

For an extra fee, you can add the following to your standard car insurance policy:

Breakdown cover, with 4 levels of cover to choose from.
Upgraded courtesy car cover ensuring you get a courtesy car similar in size to your car, available to you for up to 28 days while yours is being fixed.
Driver injury cover, that gives you a lump sum payment, up to a maximum specified limit, to help support your recovery if you're seriously injured on the road.
Key cover so you can replace your keys and locks if yours are stolen or lost.
Motor legal protection of up to £100,000 for legal costs and expenses if you have to claim compensation for personal injury.