Swiftcover car insurance

Swiftcover arrived on the scene in 2005, introducing a new solution to car insurance. Fully online, Swiftcover take care of millions of people worldwide, getting them the best cover.

Swiftcover is owned by AXA, one of the world's biggest insurance companies, and offers a variety of cover options. Including a bunch of optional extras to blow your socks off.

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Swiftcover customers say:

Excellent

4.5 green stars

4.6 rating based on 12857 reviews
as of 09/04/2025

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Why choose Swiftcover car insurance?

  • Plenty of options to tailor your cover to your needs
  • Renew, change and manage your policy online, instantly
  • UK-based claims line

What do I get with Swiftcover car insurance?

Swiftcover offer two levels of cover: Standard and Plus.

Sheild icon

Standard cover

  • Fully comprehensive cover
  • Audio and satnav cover of up to £1000
  • Lifetime guarantee on repairs by approved repairers
  • 90 days EU cover
Shield icon comprehensive

Plus cover

  • Everything you get with Standard cover
  • Onward travel promise
  • Stolen key cover
  • Wrong fuel cover

What policy add-ons do Swiftcover offer?

Policy add-ons let you tailor your car insurance to your needs. They usually cost a little extra to add on to your policy. 

Swiftcover offer:

No claims bonus protection

Nobody wants to build up their no-claims discount only to lose it after an unexpected claim. Swiftcover can help safeguard your no-claims discount if you've built it up for at least 1 year. And even more good news: you can keep your discount at renewal if you make a claim. That's one claim in a year, or two claims in a three-year period.

Motor legal protection

If an accident happens that isn't your fault, legal cover can help recover uninsured losses. This includes your excess, transport costs, loss of earnings, and medical costs. It can also cover any injury compensation.

Courtesy car cover

With Swiftcover car insurance you can add a courtesy car onto your policy.

Courtesy car upgrade

With Swiftcover plus you can get a courtesy car as standard. But you can upgrade your cover to get a car of similar size to your own when you make a valid claim.

Personal accident cover

You could get up to £100,000 with personal accident payments. You'll get expert medical care after an accident in your car.

Breakdown cover

If your car breaks down, Swiftcover offer four levels of protection that you can choose from. These include Swift Roadside; Swift Rescue; Swift Rescue and Home Start and Swift European.

How can I contact Swiftcover?

You can contact Swiftcover by visiting their website and filling in a contact form.

Or, for general queries you can call them on 0330 024 6409.

For complaints call 0330 024 6394.

You can also email them on complaints@swiftcover.com

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