GoSkippy policy details
GoSkippy break their cover down into three options:
- Third party is the minimum level of cover you need to legally drive in the UK. This covers any damage to someone else's car or person but won't cover you for any damage caused to your car.
- Third-party, fire and theft protects your vehicle and covers any damage to a third party, their vehicle or their property. You’ll also get a replacement car if yours is damaged due to fire, stolen or damaged due to theft.
- Fully comprehensive car insurance means you and your vehicle are insured even for accidents where you are to blame. You’ll also get a replacement car if yours is damaged accidentally.
GoSkippy offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.
All GoSkippy car insurance products include certain features such as new car cover, repair guarantee and legal liability to third parties. They offer four main car insurance products that each have additional features:
- GoSkippy Essentials
- GoSkippy Standard
- GoSkippy RAC Roadside
- GoSkippy Premier
GoSkippy Essentials includes key cover and a courtesy car should your car be unfit for driving following damage, fire or theft.
GoSkippy Standard covers everything included in GoSkippy Essentials. It also comes with a range of additional protection, such as EU travel, personal belongings cover and an uninsured driver promise.
GoSkippy RAC Roadside covers you should your car breaks down. Recovery and repair services are provided by RAC.
GoSkippy Premier features the most benefits, including breakdown cover and medical expenses. This product also comes with legal expenses cover as standard, including 24/7 access to legal advice.
GoSkippy optional extras
If you're looking for additional cover, GoSkippy offer a range of optional extras that can be added onto your policy for an extra cost:
- Legal expenses cover
- Vehicle assist
- RAC breakdown
- Personal injury & accidental death
- Windscreen cover
- Excess protection
Legal expenses cover is included as standard in GoSkippy Premier car insurance policies, but you can also include it as an optional extra on their other car insurance products. This covers you for any legal costs you might have to pay out.
Vehicle assist provides you with a replacement vehicle for up to 14 days if you are unable to drive your car following an accident.
RAC breakdown cover is included as standard on GoSkippy RAC Roadside and GoSkippy Premier policies. It can be added onto other policies to give you peace of mind that you'll be covered if you need roadside assistance.
Personal injury and accidental death cover will provide you with up to £30,000 if you, your spouse or your civil partner sustain injuries from a road accident.
Windscreen cover can be added to your policy for £33.99 per year.
Excess protection means that in the event of a claim, you can get back any compulsory excess you paid.
Car insurance guides
Page last reviewed: 29/10/2024
Reviewed by: Rhydian Jones