Diamond car insurance

Diamond Insurance specialises in women's only car insurance, offering policies designed with female drivers in mind.

We'll check for quotes from Diamond, along with other insurers, to help you find the best deal. But keep in mind you might not see a Diamond quote - it depends on your personal circumstances.

Want to find out a bit more about Diamond car insurance? Just keep reading. Or, if you're ready, click 'get a quote' to start comparing policies!

¹Correct as of February 2025

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Why choose Diamond car insurance?

Designed with female drivers in mind
Comprehensive cover includes a range of benefits
Policy add-ons let you tailor your cover to your needs

When it comes to car insurance, Diamond’s unique selling point is their female-focused car insurance. The company makes this very clear with the tag line “It’s no accident that Diamond Car Insurance is designed for girls … because we prefer safer drivers.”

Diamond back up the statement by adding: “It’s a fact, girls are safer drivers than boys. Insurance experts have proven that female drivers aged between 17 and 24 make 36% less claims compared to males.”*

The female focus of the company is apparent if you visit their website and, of course, if you buy a policy from them. There are plenty of articles under the Diamond Extras portal, from tips on driving when pregnant to whether you can judge a girl by her car.

*Based on claims data from Diamond policies sold from January to June 2021.

Who are Diamond car insurance?

Diamond car insurance is a UK-based provider that specializes in car insurance designed with women in mind. They're part of the Admiral Group, which is one of the UK's top insurance companies. While they cater to female drivers, you can add male drivers and partners to a Diamond policy.

Here's why you might love Diamond:

Tailored for women. Diamond understands the unique needs of female drivers, offering extras like cover for your handbag, buggy and child seat up to £300 each!
24 hour emergency helpline. You'll have access to a 24-hour emergency helpline if you have a comprehensive or third party, fire and theft policy.
Flexible payment options. Choose from annual, monthly or 10-month plans, making it easy to manage your budget.
Range of coverage options. You can choose between fully comprehensive, third party, and third party, fire and theft—depending on what fits your needs best.
Additional insurance options. Diamond also offers home, van, travel and landlord insurance.

Diamond car insurance policy details

Like most insurers, Diamond offers three levels of cover:

Third party insurance. This is the legal minimum cover required in the UK. It covers any injuries you cause to others and damage to their vehicle. But, it doesn't cover damage to your own car, or any injuries you or your passengers sustain.
Third party, fire and theft insurance.This option provides the same cover as third party insurance, but with added protection if your car is stolen or fire damaged. Just like third party cover, it won't cover damage to your car or injuries to you or your passengers from a collision.
Comprehensive insurance. This is the highest level of cover available. It includes everything above, plus protection to your own car and injuries to you and your passengers in case of an accident. Diamond also offers coverage for things like your handbag, child seat and buggy.

Multi-car insurance. This could be a great option if you have 2 or more cars in your household, or immediate family.
Courier car insurance. If you're a courier or delivery driver, this tailored cover can provide extra coverage for things like frequent stops and higher mileage.

Diamond optional extras

Diamond also offers optional extras. You can usually add these to your policies for an extra fee:

Motor legal protection

This can provide up to £100,000 in legal costs if you're involved in an accident that's not your fault. This helps cover uninsured losses, which are costs you might have to pay yourself because they aren't covered by standard insurance.

These could include things like:

Personal injury
Other expenses caused by the accident

Personal injury

This will provide enhanced coverage for personal injury. Diamond offers 2 levels of cover for this add-onup to £50,000 extra cover for personal injury, or £100,000 cover if you select Personal injury plus.

Keep in mind: Diamond offers up to £5000 for personal injury as standard across their fully comprehensive policies.

Hire car

If your car is written off or unrecoverable, this cover can give you a hire vehicle of similar size for up to 28 days.

Breakdown cover

This will help you get your car back on the road if you breakdown.

Diamond offers 3 levels of breakdown cover:

Roadside assistance - This covers you for unlimited callouts, so long as you're over a quarter of a mile from home. Your car will be towed to the nearest garage within 10 miles of where you've broken down.
National cover - Along with unlimited roadside callouts, this cover also includes unlimited home assistance callouts within a quarter of a mile of your home.
European cover - This includes everything you'll get with national cover, with the addition of covering you in most European countries for up to 90 days.

Contact Diamond car insurance

The easiest way to contact Diamond is through their online messaging service—simply head over to the website and send a message.

If you'd rather speak to someone over the phone, you can call:

From the UK: 0333 220 2004
From abroad: +44333 220 2004

For policyholders with third party, fire and theft cover or fully comprehensive cover, Diamond insurance provides a 24/7 emergency helpline. You should be able to find the emergency contact number in your policy documents.

You can also manage your policy through Diamond's online 'MyAccount', where you can do things like: