Acorn car insurance

Acorn is a specialist insurance broker with offices based around the UK. With a wide range of policies, Acorn offer both private and commercial insurance, so individuals and businesses can buy car insurance.

As a specialist insurance broker, Acorn look to offer policies to those who have found difficulty finding insurance elsewhere.

We offer car insurance quotes from Acorn, while also comparing up to 168 insurers¹. You might have Acorn in mind when searching for a quote using Confused.com, but you may not receive one. That's because quotes are based on your personal circumstances, so not every provider may offer you a policy.

You can find out more about Acorn car insurance below, or if you're ready to start comparing, just click on the 'Get a quote' button.

¹Correct as of February 2025

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Why choose Acorn car insurance?

Cover offered to drivers who have found difficulty finding cover elsewhere, such as those with penalty points on their licence, for example.
24/7 accident & claims helpline.
Third party cover when driving in Europe comes as standard.

Who is Acorn car insurance?

Acorn is a specialist insurance broker servicing both individuals and businesses with a range of car insurance policies.

Founded in 1982, Acorn specialise in unique car insurance policies, whether it's for motor trade companies, businesses with a fleet, or even impound insurance. It's also one of the largest taxi insurance providers in the UK.

Another key aspect of the company is their willingness to offer policies to drivers with motor convictions or an adverse driving history.

Acorn has a strong reputation, rating as excellent on Trustpilot with a score of 4.5/5 based on over 13,000 reviews. It's motor key cover is also rated 5 stars on Defaqto.

Acorn car insurance policy details

Like many other providers, Acorn offer a selection of car insurance policies. There are a number of benefits included with each policy as standard, but this could vary based on your personal circumstances. That's why it's important to check over your cover before buying.

Acorn offer all 3 levels of car insurance:

Third party only: This is the legal minimum level of cover required to drive in the UK. This level of cover protects you if an accident involving your car injures someone or damages their vehicle.

Third party fire and theft: This matches the cover included with third party insurance, plus damage to your vehicle caused by fire or theft.

Comprehensive: This is the broadest level of cover available. It includes all the benefits of third party, fire and theft, but you also have protection for any injuries you sustain or damages to your car.

Acorn offer a number of benefits with each policy even with the basic level of cover, including:

24/7 accident and claims helpline
A courtesy car provided for over 21s
Third party cover when driving in Europe
Legal expenses covered, as standard
14 day cooling off period

In addition, Acorn offer dedicated car insurance for young drivers. One of these policies is black box telematics insurance.

Black box insurance works by monitoring driving behaviour. In turn, your insurance costs are calculated based on how and when you drive. Driving safely can make car insurance more affordable for new drivers by bringing your premium down at renewal.

Acorn optional extras

You can also get optional extras with Acorn insurance, including:

Key care can protect you in the event you lose, misplace or if your keys are stolen (including the cost of having locks replaced if required).

Breakdown cover provides you with assistance if you breakdown. This covers you if you need a helping hand at home or at the road-side.

Excess protector is specific cover for taxi drivers that can cover the cost of your excess in the event of a claim.

Public liability cover can help cover expenses if an accident affects a member of the public.

Personal injury, windscreen and motor legal cover comes standard with Acorn policies, so you don't have to worry about that! Cover is subject to terms and conditions, so you'll need to check over your policy documents first to ensure you're all set.