How can I save on Nissan car insurance?
Your age, postcode and driving history are all factors which influence the price you pay for Nissan car insurance. While these aren’t easy to change, there are a few other ways you can potentially bring your insurance cost down:
Don’t accept your renewal price - shop around and compare quotes
Insurers are in competition with each other, which you can use to your benefit. Shopping around and comparing Nissan quotes is the best way to find the right deal. Our data suggests that 18*** days before renewal is the best time to shop.
Increase the voluntary excess
Excess is the amount you pay yourself in the event of making a claim. The most common excess amount is £250***. But by increasing your excess, you take on more of the risk, which in turn could lower your prices. It’s important that it’s an amount you can afford to pay if it comes to making a claim.
Park your car securely
If you park your car on the street, it could be more exposed to theft, vandalism or being hit by a careless driver. Parking off-road - ideally somewhere secure like a garage - means your car is more safe, and could lead to a reduction in your car insurance premium.
Add a named driver with a good driving history
If you add a named driver to your policy, you spread the risk for your insurer. Adding an experienced driver can be particularly useful for young drivers, who traditionally pay the most for car insurance. But you must be honest - the person who drives the car most needs to be the main driver. If you claim otherwise, this is a type of fraud known as ‘fronting’, which is illegal and can invalidate your insurance.
For more handy pointers, check out our top tips for cheaper car insurance - including reducing your mileage, enhancing your car's security, considering a black box policy and paying annually for your cover.
***Based on Confused.com data, December 2023 - February 2024.What group is my Nissan in?
When considering which Nissan model to buy, it’s worth researching what your car insurance is likely to cost. Checking the model’s car insurance group should give you an idea. Every car will be in one of 50 car insurance groups. These groups are broadly ranked by insurance risk, with insurers generally charging higher prices for higher groups.
Here are some of the factors which affect a car’s insurance grouping:
- The value of the car: More expensive cars usually fall into higher groups.
- The vehicle’s security features: A car will be more likely to fall into a lower group if it has features which deter theft.
- Its repair costs: Vehicles which are more costly to fix will be in higher groups.
- How powerful it is: Faster cars with rapid acceleration and high top speeds are usually in higher groups. This is because they’re at greater risk of being involved in a collision.
- How safe the car is: Safety features which reduce the chances of collision - such as ABS brakes - mean a car is more likely to be in a lower group.
Car insurance group checker
The car
Insurance group
Group
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How to claim
**Single annual policy. New and former Paramount+ subscribers only who sign up at ParamountPlus.com. Subscription required. Auto-renews unless cancelled. 18+. Just Eat website account required, geographical exclusions apply. The year-round reward is provided by Greggs, and consists of one regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
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Page last reviewed: 20/05/2024
Reviewed by: Louise Thomas
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