How can I save on my Mercedes-Benz car insurance?
Insurers will use several factors to calculate a price for insuring your Mercedes-Benz. This includes your age, location and driving history. But you can still find ways to lower the cost:
Pay annually for your policy
It's cheaper to pay for your insurance annually, rather than monthly. This is because insurers charge interest for spreading the costs.
Increase your voluntary excess
Increasing your voluntary excess could bring down the cost of your insurance. But be sure you set it to a limit you can afford to pay if you need to make a claim.
Build your no-claims bonus (NCB)
Each year that passes without you making a claim helps improve your no-claims bonus. This in turn means that your insurer will offer discounts for each year of no-claims that you have. Don't forget you can protect your NCB on your policy as well.
Add a named driver
A driver with experience can help to reduce your policy's overall risk, especially if you're a young driver. But it's important to be honest about who the main driver is or you may be 'fronting', which is illegal and can invalidate your insurance.
Estimate your mileage accurately
Driving more puts you at a higher risk of making a claim, so having a higher estimated mileage usually increases the cost of your policy. Our customers drive 6,600 miles per year, on average2. For drivers that don't do a high number of miles each year, a pay as you go policy may be a more affordable option.
Improve your car's security
Install a steering wheel lock, car tracker, or immobiliser so the risk of your car being stolen is reduced. Parking on a dimly lit street is seen as higher risk than parking in a secure garage and can increase your insurance costs.
2Based on Confused.com data, December - February 2024.
What types of insurance can I get?
There are 3 levels of car insurance you can choose from:
- Third-party
- Third-party, fire and theft
- Comprehensive
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Page last reviewed: 23/04/2024
Reviewed by: Louise Thomas
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