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Car insurance Manchester

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How much is car insurance in Manchester?

Our latest price index data shows the average price for car insurance in the Manchester area is £1,052 for an annual policy. This is 22% more than the UK average of £861*. Knowing the cost of car insurance in your area helps you make informed decisions when purchasing a policy. This can help ensure you’re getting the right price when comparing car insurance.

Our calculator uses data from our latest price index. We look at over 6 million car insurance quotes every quarter to track pricing trends to keep you up to date.

Use our car insurance calculator to find out the average car insurance price in your area.

*Confused.com price index data, Q3 2024.

Why is car insurance in Manchester so expensive?

Many factors are considered when calculating car insurance costs, including your area. Insurers will consider the average number of claims, crime rate and accident rates in your part of Manchester based on your postcode.

Location is only one of the factors though - age, driving experience and your annual mileage also play into the cost. These, along with individual circumstances like your job title will determine your price. See the cheapest car insurance job titles.

Which areas are most at risk in the UK for car theft?

According to our data, Manchester is the third-worst affected city for car theft in the UK(2). This could be one of the reasons why car insurance is so expensive in the region. To mitigate this risk, check out our top tips for car theft prevention.

  • London
  • Birmingham
  • Manchester
  • Sheffield
  • Romford
  • Ilford
  • Dudley
  • Coventry
  • Walsall
  • Chelmsford

See the likelihood of your car being stolen by using our car theft risk calculator.

(2)Data used is based on car theft claims declared by Confused.com customers since January 2018. It's important to remember that it only includes data from our customers and is not representative of all car thefts in the UK.

We work with 169 trusted insurance companies1, giving you plenty of choice.

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Why use Confused.com?

  • Exclusive deals: We work closely with our insurance partners to get our best deals and exclusive discounts so you can save even more.
  • Saves you time: It takes just 5 minutes to compare quotes from 169 partners1
  • Save up to £452***: With our price comparison, you can find our best deals and could save up to £523 on your car insurance.
  • Customer fairness and protection: We're regulated by the Financial Conduct Authority (FCA) and take your finances seriously. We ensure you are treated fairly.

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (October '24). 51% of Confused.com car insurance customers could save £452.34

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What our car insurance expert says

“Manchester drivers should be aware that car insurance can be more expensive here due to the city's heavy traffic and congestion, especially during peak times. With more vehicles on the road, the risk of accidents goes up, and insurers could account for this by raising premiums.

But you can still save by comparing quotes from different providers. Shopping around is key to finding the best deal, even in a busy city like Manchester.”

Rhydian Jones - Confused.com Commercial Director
Commercial Director & Motoring Expert

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Page last reviewed: 23 October 2024

Reviewed by: Rhydian Jones

1Correct as of October 2024