"Most lease agreements include an annual mileage limit, which is typically around 10,000 a year on average. Make sure you set your mileage accurately to match the leasing contract when you get your quote. If you go over your agreed mileage you may face extra charges from your leasing company."
A GAP insurance policy can help bridge the gap between the value of the car and the amount the insurer pays out if your car is written off.
If your leased car is stolen or declared a total loss following an accident, insurers only pay out the current market value of the car. If this is less than the outstanding finance on your leasing agreement, you're left paying the difference.
There are 3 main types of GAP cover suitable for leased cars:
**Single annual policy. New and former Paramount+ subscribers only who sign up at ParamountPlus.com. Subscription required. Auto-renews unless cancelled. 18+. Just Eat website account required, geographical exclusions apply. The year-round reward is provided by Greggs, and consists of one regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Breakdown cover is often included with new lease car contracts, but it depends on the deal you choose. There may be limitations on the level of cover included, so it's worth checking you have the right cover that suits your needs.
You can compare breakdown cover with us and buy a stand alone policy if it's not included in your lease agreement.
You can add drivers to your car insurance policy on a lease car, allowing them to drive you car. But the main driver must be listed as the policyholder, otherwise you may be accused of fronting, which is a type of insurance fraud.
Drivers who aren't named on your policy may still drive your lease car, providing they have their own insurance policy with driving other cars cover included. Just bear in mind that most policies will only allow drivers to drive other cars in an emergency. So be aware of exactly what you're covered for before getting behind the wheel.
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Page last reviewed: 01 February 2024
Reviewed by: Louise Thomas
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