Fully comprehensive car insurance doesn’t cover you if your vehicle is seized. For this reason, impound insurance was created. It’s temporary cover, lasting up to 30 days, enabling you to get your car out from the impound facility (once you’ve paid any relevant fees).
Here’s how it works in practice:
Remember: The car’s registered keeper is responsible for providing the relevant documents and paying the charges for the impounded car. There are only a few circumstances when the registered keeper may be excused from collecting the car. This includes:
In all cases, it's best to check with the police on the details of when and how you can collect your car. If you don’t collect it within 14 days, they might dispose of it.
When you go to collect your impounded vehicle, you’ll need the following documents:
First, you must take:
You'll also need to provide:
Accepted photo ID documents include:
Valid proof of ownership includes:
No one likes reading the small print, but when it comes to getting impound insurance, you need to. This way, you can be fully aware of your rights and obligations and ensure you adhere to the terms of the policy.
“Most standard policies won’t cover releasing a vehicle from the impound, and the longer your vehicle is there, the more expensive it'll be to release."
As well as sorting your insurance, check which documents you need to supply before you visit the impound. You don't want to waste time turning up without the right documents to release your car.”
As with any insurance product, certain eligibility criteria apply to impounded vehicle policies. When you buy online with Confused.com, we ask that you:
Please note: Approval depends on previous claims and convictions.
Yes. You should be able to collect property within the vehicle, without collecting the car itself.
The term ‘property’ doesn't include any item fixed to the vehicle such as alloy wheels or the audio system.
And property is only returned when the vehicle is no longer required for examination – and only to:
Impound insurance tends to be expensive because it's considered to be a higher risk due to it being seized by police.
If your vehicle has been impounded, you should get a notice letter when it’s ready for collection.
The first step is finding out where your car has been taken. If you’re not sure, ring 101 and ask for your local police station to establish where it’s been taken.
Clarify with the police exactly what’s required and what you need to do in order to reclaim your vehicle.
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