Average insurance costs:*.
Hybrid
£686
Petrol/diesel
£638
electric
£788
*Confused.com data Q4 2024.
According to our data, hybrid drivers pay an average of £686* for their car insurance.
Like fuel models, the price of hybrids depend on a few factors like:
Hybrid cars can also be pricier to repair, as their parts tend to be more expensive. This can also affect what you pay for your cover.
Learn more about how car insurance is calculated with our guide.
**Single annual policy. New and former Paramount+ subscribers only who sign up at ParamountPlus.com. Subscription required. Auto-renews unless cancelled. 18+. Just Eat website account required, geographical exclusions apply. The year-round reward is provided by Greggs, and consists of one regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Hybrid car insurance is available in 3 main types:
If your mileage is very low, you may want to check out things like pay as you go car insurance, or even temporary car insurance, as they may be able to save you money.
Car insurance excess is the amount you pay towards a car repair claim. You pay the excess, and your car insurance company pays the rest.
The most popular excess amount our customers choose is £250*, but paying more could get you cheaper cover. Just make sure you can afford to pay it if you need to claim.
Fully comprehensive car insurance is the top level of car insurance you can get. It also tends to be cheaper. Our data shows that fully comprehensive cover costs £834* on average, compared to £2,113* for third party. That's a potential average saving of £1,297*!
Building up your no-claims bonus (NCB) is a great way to save money on your car insurance.
You could save up to 34%* on your car insurance by building your no-claims bonus for just 1 year.
Adding a named driver can be a great way of lowering your car insurance costs. You can save 23%* by adding a named driver to your policy.
Always make sure you're truthful about who the main driver on your policy is. Pretending a more experienced driver is the main driver to save money is called fronting.
Fronting is a form of car insurance fraud. It can lead to fines, prosecution, or policy cancellation if your insurer finds out.
*Confused.com data Q4 2024.
All cars fall into 1 of 50 car insurance groups. The higher groups tend to be more expensive to insure.
There’s no set group where hybrids sit. And there are a few reasons for this.
Groups are allocated based on things like the cost of your car, how pricey it is to repair, and whether it’s seen as ‘risky’. Things like big engines, or features that might attract thieves can push it into this latter category.
So if your car is a brand new, powerful hybrid, it might sit in a fairly high (and costly to insure) group. If it’s an older, less expensive hybrid, it might sit in a lower one.
The quickest way to check your car’s insurance group is with our group checker tool. Give it a try!
9/50
"If you’re an eco-minded driver, things like green car insurance can boost your hybrid’s carbon-cutting credentials even further. Or, if you’re going hybrid just for the cost-cutting effect, why not cut your insurance costs too? Comparing quotes is a great place to start, but things like optiing for fully comp over third party, or adjusting your excess, are worth looking at too."
On the fence about buying a hybrid car? Here's some things to think about:
Hybrid cars run on an electric battery-powered engine, saving fuel when driving in the right mode. The good thing about hybrids is you can still use the fuel-powered engine. So if you do get caught out, and can't get to a charging point, it's not the end of the world.
More car manufacturers are focusing on hybrid models, making the market more competitive. This means the power and performance is constantly improving with each new model launch.
Hybrid cars produce less pollution than standard diesel or fuel-only engines. This can also mean cheaper road tax. They're also likely to be exempt from city congestion charges. So a healthier planet might also mean a healthier wallet.
Currently, many hybrid cars are more expensive to buy than fuel-only vehicles. But as hybrids become more of a focus for manufacturers, this cost may reduce. More hybrids being made means their parts become cheaper to buy and repair.
Full-electric mode has a more limited range. Hybrids are better for short journeys and city driving, as they don't typically have the power to travel long distances.
You might have to pay more to repair your hybrid. The dual engine and technologies used can hike up the cost. You might also be harder pressed to find a mechanic with the right level of expertise. Especially as the technologies are adapting and improving rapidly.
Is a legal requirement if you're driving in the UK. Find out more about choosing the right cover at the right price.
Offers cover for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
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