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1Correct as of February 2025

How much is Honda insurance?

So, your personal circumstances tend to influence the cost of your Honda car insurance. Some of the major factors include your age, where you live, the model of the car you drive and your driving history.

To find the best deal for your car insurance, you could consider searching for car insurance quotes on price comparison websites like Confused.com. You'll be able to filter for policies perfect for you with everything you need, it's as easy as that!

There are a few other ways to save too, which we' ve covered below.

To find out more about what affects the cost of Honda insurance, see how car insurance is calculated. And with our car insurance price index, you can check out the latest price trends for your area and demographic.

These are the average car insurance prices* for a few of the most popular Honda models:

Model Average cost*
Civic SE
£908
Jazz S
£973
Civic ES
£791
CR-V SE Sport
£602
Accord
£781

1Confused.com data, Q4 2024.

How can I save on my Honda insurance?

As mentioned, the price you pay for Honda's car insurance is affected by lots of factors such as your age, location and driving history. Obviously these elements aren't negotiable, but, there are things you can do to make your car insurance cheaper:

Get your mileage right

The higher your mileage, the higher your insurance costs tend to be. So being accurate when telling us your annual milealge is essential. Just make sure not to underestimate it, as this could invalidate your policy.

Select the right occupation

Don't be hasty when selecting your job title from the list! It's important to ensure the job title you select accurately describes what you do, as some have higher insurance prices than others. On the flip side, don't change your job title simply to get cheaper insurance. You'll risk invalidating your policy.

Compare quotes

There's healthy competition between car insurance providers - and it's time to use it to your advantage! Shopping around and using price comparison websites for Honda quotes is the best way to find the right deal for you. According to our research, comparing quotes 20 days* before your insurance runs out should net you the best prices.

Pay upfront

If you can afford it, it's worth paying for your insurance annually, rather than monthly. It can work out up to 40%* cheaper, even if you have to fork out the total amount upfront. This is because insurers tend to charge interest for spreading the costs over a monthly basis.

*Confused.com data Q4 2024.

What insurance group is my Honda in?

Before you buy a Honda car, it's worth understanding what you can roughly expect to pay for car insurance. You can get an estimate by checking the car insurance group of the model you're looking to buy, so there's no nasty surprises.

Every car sits in 1 of 50 car insurance groups. These groups are typically assigned based on insurance risk, with insurers charging higher prices for higher groups. The factors that affect a car’s insurance group include:

  • Its value
  • Its security features
  • The cost ot repair it
  • The size of its engine
  • How safe its considered to be
Learn more about car insurance groups with our guide.
Or, check your Honda's group in seconds with our handy tool!

Car insurance group checker

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Types of car insurance for your Honda

There are several types of car insurance to choose from. Here are a few that might be handy for Honda drivers:

Third party icon

Third party insurance

The lowest level of insurance available. Covers third parties but not your own car. This means that you won’t be able to claim for any damage done to your car if you’re involved in an accident. Some policies add in cover if your car is stolen or damaged in a fire, though.

Fully comprehensive insurance icon

Fully comp insurance

The highest level of car insurance available. Covers you, your car and third parties you’re involved in an accident with. Some policies come with all the bells and whistles like windscreen cover and courtesy car provisions, while others only offer these as paid for add-ons.

Classic car insurance icon

Classic car insurance

While you can insure a classic car on a standard policy, specialist classic car policies often come with handy extras like agreed valuation, where you insure your car for a specified amount instead of its - often lower - street value.While not essential, they can be handy.

Car insurance icon

4x4 insurance

Like with classic cars, most 4x4s can be insured on a standard policy. But if you want to take yours green-laning, or full off-roading, a specialist 4x4 policy might be your best bet. This will cover you for driving on these non-standard roads, which might invalidate a normal policy.

What extras can I add on to my Honda insurance?

It's important to check what's included in a policy before you buy. You can save money by avoiding optional add-ons you may not need. But on the flip side, you might need further cover that isn't generally included in a standard policy.

If you have an electric car, for example, features such as recovery to a nearby charging point may come at an additional cost.

You can choose from lots of different policy add-ons, but they'll add to your policy price, so consider what you need before buying. Common optional extras include:

  • Personal accident cover: Would give you financial protection in event of serious injury or death caused by an accident. The exact amount paid out from a claim typically depends on the severity of the injury.
  • Breakdown cover: Can vary depending on the extent of assistance you need if you were to breakdown at the roadside. Common features include: roadside assistance, home start and local and national recovery.
  • Motor legal protection: Offers financial cover for legal expenses after a claim. This can include the cost of solicitors, medical treatments and travel, but what exactly is covered should be outlined in your policy.
  • Windscreen cover: In an accident, you'll be covered if your windscreen or side and rear windows need to be repaired or replaced.

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