What affects the price of car insurance?
There are a number of factors that can affect the price that you pay for your car insurance, these include:
Your driving history includes things like accidents, claims or convictions and they all contribute to how much you pay for your insurance. If you've recently had an accident and made a claim, it's likely to affect how much you pay for your policy.
How old you are can also impact the cost of your policy. Older drivers are often seen as more experienced and less likely to have an accident, compared to young drivers who are seen as less experienced and more likely to be involved in an accident.
The type of car you drive and the insurance group will impact the cost of your insurance.
Where you live also has an affect on your insurance price. If you live somewhere quiet in the countryside, your insurance is likely to be cheaper than someone who lives in a city where crime and theft is higher.
Your annual mileage will also tell your insurer how much time you spend on the road. According to a lot of insurance providers, if you're doing more miles, you're more likely to be involved in an accident. Our data shows that the average annual mileage for customers is 6,6002.
(2)Based on Confused.com data, December - February 2024.
Check what car insurance group your Audi is in
Car insurance group checker
The car
Insurance group
Group
9/50
How can I save on Audi car insurance?
How much you pay for car insurance for your Audi depends on a lot of factors mentioned above, but there are things you can do to help bring down the cost of your policy:
Pay annually for your policy
You'll end up paying less for your insurance. If you decide to pay monthly for your insurance, you'll end up paying more. This is usually down to the interest that insurers charge.
Increase your voluntary excess
Increasing your voluntary excess could bring down the cost of your insurance. But be sure you set it to a limit you can afford to pay if you need to make a claim.
Build your no-claims bonus (NCB)
Each year that passes without you making a claim helps improve your no-claims bonus. This in turn means that your insurer will offer discounts for each year of no-claims that you have. Don't forget you can protect your NCB on your policy as well, so if you need to claim, it won't affect your NCB.
Add a named driver
Adding a driver to your policy with a good NCB and no convictions can help reduce the cost of your policy.
Consider your level of cover
People often think that comprehensive insurance is going to be the most expensive, so they decide to go for third-party only to try and save money. This isn't the case, with comprehensive policies often coming in cheaper than third party policies.
Compare quotes and buy early
According to our data, the best time to buy your car insurance is 18 days2 before your renewal date.
2Based on Confused.com data, November - December 2024
What insurance can I get for my Audi?
When you buy car insurance, you can choose from 3 levels of cover which include:
Car insurance guides
Insurance premium tax explained
Insurance Premium Tax (IPT) is a tax on general insurance premiums, added to the cost of car insurance policies by insurers.
Driving theory test - Confused.com
You'll need to pass a driving theory test before booking your practical exam. We'll give you the lowdown on what to expect, how to book and tips for passing.
Driving at night - Confused.com
Tips for driving at night, from handling glare to staying alert. Learn how night driving impacts your car insurance and what cover you might need.
Has car insurance gone up?
Car insurance premiums have fallen annually for the first time in almost 3 years. New figures show a 7% decrease in prices compared to this time last year, on average.
Drink-driving: What you need to know
Find out how many drinks you can have and still be okay to drive. We also look at what your options are if you're unsure or over the drink-drive limit.
No frights, just cover this half-term
Temporary car insurance has got you covered this half-term and Halloween. No jump scares here!
Page last reviewed: 06/02/2024
Reviewed by: Louise Thomas
cookie usage