What type of breakdown cover do I need?
With breakdown cover, you get the option to cover yourself or your vehicle. There are 2 types of policies:
Personal cover
Vehicle cover
What are the different features of breakdown cover?
A cheaper breakdown policy generally offers basic cover, but a comprehensive policy offers more.
When comparing policies, look out for these key features:
Roadside assistance provides cover to help get your car restarted at the roadside.
Local recovery means your breakdown company can tow your vehicle to a local garage if they can't fix it at the roadside.
National recovery means if your breakdown company can't fix your car on the roadside, they tow it to any location in the UK.
Home start covers you if you break down close to your home within a set number of miles. Your breakdown company comes to your vehicle and tries to repair it. If they can't repair it they can arrange to have it towed to a local garage. If you break down outside your home start radius, you may have to pay extra fees.
Onward journey covers the cost of a replacement vehicle or public transport to your destination. This usually happens if your vehicle can’t be repaired at the roadside.
European cover provides cover if you break down while driving your vehicle in Europe. The number of countries covered and the length of cover varies depending on the provider.